although she knows of another half-dozen S.H.O.P. alums who have purchased homes. Griffin cautions students against going through the program just to receive the $1,000 credit. “The [CBCF] wants each student to find the best loan package for their needs,” she says. For more information about S.H.O.P., go to www.cbcfinc.org, or call 202-263-2800.