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There are countless resources available to help you learn the fundamentals of investing. This week, Black Enterprise shares the top five investing rules for women. Today's tip: Invest for Your Retirement.
Whether you need a professional financial plan or just a “Savings 101†refresher, these six tips will get you started on the road to building a cash cushion.
Let’s say you’re a first year school teacher, with a Masters degree, and you're making about $45,000 a year. Yes, you need financial planning—and in all likelihood, a professional financial planner to help. How about the second-year city bus driver with no degree? Does he need help too? What about the union machinist? I’ve offered professional advice to these types of average, middle class clients for 24 years. Yes, everyone should do financial planning, and probably hire a financial planner.
One way to get over your fear is to become familiar with the culture of investing. Another part of overcoming fear is dispelling misconceptions about investing, mainly that you need a lot of money to do it.
The worldwide economic recession has affected African Americans in more ways than meet the eye. The stress and pressure to make ends meet, pay college tuition and plan for the future is taking a toll on our psyche. For many, the bleak economic climate has cast a cloudy shade of gray on overall mood. For some, such a dire sense of hopelessness has taken hold that entire families have been wiped out—literally.
