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Ramsey Smith, Ph.D., is a space scientist at NASA’s Goddard Space Flight Center in Greenbelt, Maryland, whose duties include monitoring the atmosphere of solar planets, mainly Mars and Jupiter. Excited about his work, Smith, 31, only wishes more African Americans could experience the opportunities of such a dynamic field.
College graduates facing mounting student loan debt may find relief in the new Income-Based Repayment plan that took effect Wednesday. Designed to take into account monthly income and family size, graduates with outstanding federal loans can see their minimum payments cut to less than 10% of their earnings.
In a fast-paced, high-stakes, and high-risk environment, negotiation is everything and everything is negotiable.
Phyllis Holly-Ward and her husband, Jorey Ward are enjoying the fruits of responsible money management. The Trenton, New Jersey, couple are a modern-day success story: a six-figure savings account; two self-sufficient college graduate sons, William, 29, and Phillip, 28; and, including their sons’ properties, an estimated $1 million worth of real estate. What’s their secret? The Wards manage their household finances like a business.
