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6. I Will Devise an Investment Plan for My Retirement Needs and Childrens’ Education

The reality is that your chances of building wealth are optimized when you invest. It doesn’t matter if there is economic or stock market mayhem, you should never retreat from saving and investing for your future and that of your loved ones. You need to devise a plan with the goal in mind of being able to provide for your family without worry as well as to retire hassle-free, say financial experts.

10. I Will Strengthen my Community Through Philanthropy

Contrary to some people’s perceptions, you don’t have to have the big bucks like Oprah Winfrey or Bill Gates to be philanthropic. “Philanthropy is about giving of one’s time, talents and treasures,” says Diane Bell McKoy, president and CEO of Associated Black Charities. “Giving back is born out our faith and family traditions.”

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