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State Universities Whose Student Bodies Don’t Represent the State

It's great that the U.S. State Department's Foreign Service now says that it must represent America, but that doesn't seem to be the case with state flagship universities. These public colleges charged with educating the people in their state are leaving their black and Latino residents behind.

Why Financial Planning Ain’t Just For The Rich

Let’s say you’re a first year school teacher, with a Masters degree, and you're making about $45,000 a year. Yes, you need financial planning—and in all likelihood, a professional financial planner to help. How about the second-year city bus driver with no degree? Does he need help too? What about the union machinist? I’ve offered professional advice to these types of average, middle class clients for 24 years. Yes, everyone should do financial planning, and probably hire a financial planner.

Throwback Thursday: Money Tips for New Grads

If you’re among the young adults who have just graduated from college and landed their first job, you’re probably excited about being on your own for the first time. Visions of the places you’ll go, the people you’ll meet, and the things you’ll buy are dancing in your head. Not so fast. First, take time to create a financial plan. Yoli Marie, author of Financial Fitness for Young Adults (Financial Fitness Media; $17.99), is on a mission to help young people get their finances in order. In her book, she offers key pieces of advice on how to get financially fit early on:

Not Just For A Rainy Day

“I used to just put it on the credit card and worry about it when the bill came,” says Michael Campbell, community development officer for Columbia Bank in Fair Lawn,...

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