Welcome to the 5G Revolution
The core message at this year's AT&T Business Summit was how AT&T would enable businesses to take advantage of the next stage of disruption: The 5G Revolution.
Management
Browse 14811 search results
The Walking Wounded
Depression is more intense than the normal feelings of sadness or loneliness that everyone experiences occasionally. It is also different from the grief experienced within two months of the loss of a loved one. Major depression, also called clinical depression and one of the most common forms, decreases quality of life, impairs mental acuity and occupational and emotional functioning, and robs sufferers of experiencing their full potential. Usually precipitated by a traumatic life event or other trigger, an episode of clinical depression may occur only once in a person’s lifetime. But more often, it is a persistent, ongoing experience, with episodes that last for up to two years and that worsen without treatment.
A New Agenda for Small Business?
No segment of American industry has been pummeled by the Great Recession more than minority business. As the economy shows signs of recovery, these companies––most of which can be found in the small business sector––have been struggling to gain solid footing. Access to capital and government contracts, most assert, would stabilize their companies and eventually spur growth. Others need such lifelines to keep from joining the ranks of the more than 30,000 businesses forced to file for bankruptcy protection in the first half of 2009. Although the Obama administration has initiated small business financing programs––including freeing up more than $15 billion by increasing guarantees and lowering fees as part of the Small Business Administration’s 7(a) loan program––financial institutions, large and small, have still been reluctant to provide funding to entrepreneurs. For example, the SBA reported a 43% decline in 7(a) loan approvals from a year earlier. And critics maintain that the America’s Recovery Capital Loan Program that was part of the $787 billion stimulus program is operating at a clunker’s pace: Reports reveal that as of Sept. 1, only roughly $65 million––1,850 loans at a maximum funding level of $35,000––of the $255 million had been disbursed to small business owners. “Small firms are in such bad shape today that those who need loans are not likely to be able to qualify with respect to their credit worthiness,†says Thomas Boston, director of research and innovation of the Atlanta-based economic consulting firm EuQuant and a member of the black enterprise Board of Economists. “ What small firms need is revenue and procurement opportunities.â€
Talking To Your Kids About Money
I think one key is to keep kids knowledgeable but not obsessed with money—to give them tools to manage their money but not be overconscious about it. I teach my...
The Black Travel Movement Gets Answers From Réal Hamilton-Romeo
Réal Hamilton-Romeo, the Norwegian Air’s, US senior public relations manager, talks about the growth of the Black Travel Movement.