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  • Magazine

Taking Advantage of Homeownership

Using their home as a place of business has provided the Tripletts several tax advantages. After consulting two accountants and their attorney, and attending seminars on home-based businesses, the Tripletts deduct 28% of their mortgage payment, depreciation, property taxes, insurance, utilities, and expenses for household maintenance, repairs, or improvements. (For more information about home office deductions, see www.irs.gov/uac/Work-From-Home%3F-Consider-the-Home-Office-Deduction.)

  • Magazine

Why You Must Always Invest in Stocks

Bouncing back, in fact, is something that stocks have been doing for decades. Even before the bear markets of the 21st century, the U.S. stock market has endured a lot—world wars, numerous recessions, and innumerable crises—and still delivered solid returns. According to Morningstar, large-company U.S. stocks have produced annualized returns of nearly 11% for the past 30 years, through 2012. Going back to 1926, to include the Great Depression, annualized returns are around 10%.

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