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  • Magazine

Teach Them Well

Last summer, 16-year-old Calvin O’Neal worked for the New York City Summer Youth Employment program at a public relations firm that paid him by way of a debit card. Many simply spent their earnings, but not Calvin. His parents, Eric and Theresa O’Neal, have been teaching him and his 13-year-old brother, Christian, about money management for years. “Twenty percent of every paycheck went into the bank,” says proud father, Eric. “He was saving for a laptop,” Theresa adds, “so sometimes he would even walk home to save on carfare.”

  • Magazine

Plan Well, Retire Rich

If You were to accuse Tony Gittens and his wife, Jennifer Lawson, of being obsessive when it comes to saving and investing, you would probably be right. The couple illustrates that you don’t have to be “rich” to assure yourself of a prosperous retirement.

  • Magazine

Black Enterprise’s Mission is Just Beginning

I believe it is fitting to pause to celebrate milestones during the course of a great undertaking. I can think of no better moment than the 40th anniversary of black enterprise to reflect and to appreciate the challenges met and triumphs achieved in the unwavering pursuit of our admittedly ambitious mission: to educate and empower African Americans to become full participants in wealth creation within the global economy. Over the past four years that I have been CEO, I have built on my father’s original vision, making it relevant for future generations.

  • Entrepreneurship

7 Ways to Help Teens Start a Summer Business

As a business coach and someone who built a multi-million dollar company in my 20s, I suggest that all of us can also pursue a practical approach as well. Instead of helping a teen find a job -- how about helping them to create one?

  • Entrepreneurship

10 Things to Ask Before Buying a Franchise

Like any investment, buying a franchise requires a significant amount of due diligence. Not even the best business opportunity comes with a guarantee, so an entrepreneur’s best defense is information. Andrew J. Sherman, a corporate and transactional lawyer, business school, law school professor and author of Franchising & Licensing: Two Powerful Ways to Grow Your Business in Any Economy ($29.70; AMACOM), recommended asking the following questions before cutting a check:

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