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Detroit is known by many names: The D, Motor City, and Motown, among others. But this once sprawling metropolis of nearly 2 million has over the past few decades become more synonymous with poverty, crime, unemployment, and urban blight.
Tracy Christian not only represents a talented client list which includes celebrity entertainers like actors Michael Kenneth Williams, from HBO’s “The Wire,†former “Cosby†kid Lisa Bonet, and rapper/actor Busta Rhymes, but she considers them family.
The buy-now, pay-later mentality of credit cards has been a major factor in reckless and irresponsible consumer behavior. Replacing layaway plans with easy access to high-interest credit has had devastating consequences for lower- and middle-income families, and black people in particular. The public embarrassment of buying goods on layaway (an admission that you were too poor to just buy what you wanted outright), has been replaced with the private shame of crushing credit card debt.
If you find yourself in need, or someone you know is in need of home, career, or health assistance, check out this roundup of low-cost and free programs that could be your lifeline.
Incubators are mentoring centers that provide coaching, networking opportunities, and even affordable office space, says Robert Jackson, who operates a business incubator as CEO of the African American Chamber of Commerce of Central Pennsylvania (AACCCP) in Harrisburg, Pennsylvania.
