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Credit Where It’s Due

When Jeremy Treadwell needed a car loan, the recent college graduate turned to the financial institution where he’d been banking for nearly seven years. “But they turned me down,” says the 23-year-old, “because I didn’t have any credit history.” Treadwell, who lives in Peoria, Illinois, noticed signs around town for Citizens Equity First Credit Union. Says Treadwell: “I got a great rate. But then I noticed their other services. Now I do almost all my banking there: checking, savings, credit card, and, of course, my car loan.”

Single & Free

Like many young women, Chiri Holt enjoyed living the single life. With a law degree in hand and no children to care for, she spent her income on dining and...

Street Signs

As the year began, it seemed like investors on Wall Street couldn’t have asked for a better start. The Dow Jones industrial average was routinely closing at record levels and...

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