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Early last year, the NAACP, in conjunction with Washington, D.C.-based law firm Mehri & Skalet, issued a sounding cry about the advertising industry: African Americans were grossly underrepresented. Sixteen percent of large advertising firms had no black managers or professionals, a rate 60% higher than in the overall labor market.
Though objective experts believe neither philosophy is better than the other, each school of thought has armies of staunch, single-minded supporters.
In a jittery market, it makes sense to scout out stocks that pay a high dividend yield.
Cell phones have gone from a luxury to a necessity for people of all ages. As if managing the costs of life's staple items -- food and shelter --weren't enough, cell phones have become the Pandora's box of bills with managing minutes usage, text messages, picture messages, and yikes, data plans.
Though talent is a necessary ingredient for being a successful photographer, training and experience are essential, says Susan Michal, owner of Jacksonville, Florida-based Susan Michal Portrait Studio and board member of the Professional Photographers Association. Years of study and practice are required to master variables like lighting, uncooperative subjects, and equipment failure.
