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Apocalypse Then

Life teaches its lessons not during easy times, but during difficult ones. As distance runners say: “Every race is won or lost on the uphill.” That’s why in October my entire firm, Ariel Investments, held a firm-wide retreat to reflect on the year that had just passed. In doing so, we came away with three big takeaways.

Carrying the Load Together

During periods of economic uncertainty, people tend to find ways to band together and minimize their fixed costs. Cooperative purchasing is like carpooling for small businesses. When you combine purchasing power with other businesses that have similar economic interests you reduce costs and your money goes farther.

Reviving Your Credit Score

Foreclosure can be the scarlet F, branding your credit report and docking up to 200 points off your credit score automatically.

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In each Honeywell division she has managed, Brown’s practices have lit the spark for her team to develop innovative breakthroughs and find ways to significantly increase customer satisfaction. They have...

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