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Seeking the Sweet Spot

Ask any number of investors what they want out of a particular stock, bond, or mutual fund and you’re likely to get the same answer: low anxiety, high returns. But all too often, big investment rewards come with immense risks, and these days, great nervousness. There is a solution. To find the proverbial sweet spot—substantial profits with bearable volatility—today’s investors need to spread their bets and do it shrewdly. What follows is a collection of investments that can help minimize losses while maximizing your portfolio’s earnings.

Moving the Numbers

Ramsey Smith, Ph.D., is a space scientist at NASA’s Goddard Space Flight Center in Greenbelt, Maryland, whose duties include monitoring the atmosphere of solar planets, mainly Mars and Jupiter. Excited about his work, Smith, 31, only wishes more African Americans could experience the opportunities of such a dynamic field.

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