Time Series Payment Data Now Part of Credit Reports
Changes are coming to your consumer credit report. The way the information on your credit report appears has remained mostly unchanged over the years, but...
Tag : credit utilization ratio
Personal Finance Word of the Day: Credit Utilization Ratio
Word of the day: Credit utilization ratio Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next...
Money Expert Q&A: How to Have Perfect Credit
In personal finance expert Lynnette Khalfani-Cox's latest book, Perfect Credit: 7 Steps to a Great Credit Rating, she outlines the steps consumers need to take...
Managing Credit: Understanding Your Utilization Ratio
Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up...