Money Archives - Page 12 of 153 - Black Enterprise

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Nearly Half of American Renters Are Struggling to Pay Their Rent

Study illustrates hardships of stagnant incomes and rising rents for all groups

The study points out that the supply of rental housing has increased, but demand has…

By Stacey Tisdale

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Owe Uncle Sam? You May Have to Give Up Your Passport

Delinquent tax debt could mean your international travel plans are in jeopardy

President Obama signed the 5-year infrastructure spending bill that adds a new section in IRS…

By Janell Hazelwood

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Black Wealth: Richest 100 Americans Worth As Much As Total African American Population in U.S.

Scholar weighs in on income inequality between 1% and blacks

A new study finds the wealthiest 100 households on the Forbes 400 list of wealthiest…

By Stacey Tisdale

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3 Questions to Keep Your Emotions and Spending in Check this Holiday Season

Taking an honest look at why you feel pressured to spend

There’s more to holiday overspending than just dollars and cents. This story looks at some…

By Stacey Tisdale

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

Ho Ho No! Parents Tapping Retirement to Buy Holiday Presents

Survey finds parents sacrificing short and long-term financial security

“Our long-term goals, such as retirement savings and having an emergency fund, should always take…

By Stacey Tisdale

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[WATCH] Money Expert Stacey Tisdale Talks Financial Abuse on ABC’s ‘Here and Now’

Nearly 100% of domestic violence victims face monetary mistreatment

“While this type of abuse leaves no bruises, it can be one of the most…

By Stacey Tisdale

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mortgage-rates

Mortgage Rates Likely Moving Higher… But Not Much

Why homeowners shouldn't panic over headlines about higher rates

Despite strong job market data, analysts say mortgage rates will remain low for some time.

By Stacey Tisdale

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Time and Money-Saving Electronic Coupons and Coupon Apps

E-coupons are more convenient and discreet than paper ones

While some shoppers are too embarrassed to present coupons at the register, many others are…

By Denise Campbell Laidler

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(Image: Flickr)

Guide to the Best Birthday Freebies

Because you should be treated on your special day

Did you know there are scores of businesses that want to lavish you with free…

By Denise Campbell Laidler

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How to Reduce Your Homeowners Insurance Cost

Try these tips to reap some savings

According to the National Association of Insurance Commissioners, the average annual U.S. insurance premium was…

By Denise Campbell Laidler

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How to Combine Business and Personal Travel – and Save

Almost 42% of Americans didn’t take a single day of vacation last year

Admit it. The summer months flew by and you were too busy toiling away at…

By Denise Campbell Laidler

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Red dice with white percent signs on them

8 Times You Should Demand a Discount

You should always get what you pay for

Who hasn’t been upset over poor restaurant service or a non-functioning product? When you have…

By Denise Campbell Laidler

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Where to Find the Best Deals During Cyber Week

Here are the biggest discounts to be found this holiday season

“The four days starting from Black Friday were filled with deals,” says Jie Zhang, an…

By Stacey Tisdale

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Fred McKinney, Managing Director of Minority Business Programs, Tuck-Dartmouth

Fredrick McKinney: Creating a Path For Minority Business Owners

Helping diamonds shine in the rough

“I started a lawnmower business with a friend in junior high school because money was…

By Stacey Tisdale

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How to Budget For a 529 Plan

Saving even a little now will make a big difference later

Saving for college must be considered one of your overall goals. In establishing a budget…

By BlackEnterprise.com

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Giving Tuesday: Blacks and Middle Class Are the Most Charitable

Research reveals who 'digs deepest' to help those in need

When it comes to who is ‘digging deepest,’ the Chronicle of Philanthropy, found that Americans…

By Stacey Tisdale

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(Source: jvillagenetwork)

Giving Tuesday: 5 Reasons Women Are the More Generous Gender

New survey finds women give 'more' for different reasons

“When women give, they want to see the effects of what they do. They…

By Stacey Tisdale

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black family business

5 Things to Think About When Friends and Family Ask For Loans

How to handle the pressure to lend

Almost everyone has a story about asking for a loan from a friend or…

By Stacey Tisdale

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cyber monday

9 Steps To Protect Yourself From Crooks on Cyber Monday

Don't get ripped off while holiday shopping online

Beware of deals that sound too good to be true, such as extremely low prices…

By Alfred Edmond, Jr.

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Tips for Staying Within Your Holiday Budget

Don’t let seasonal shopping wreck your finances

How do you make sure you get the most bang for your buck?

By Sheiresa Ngo

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How To

Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

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