September 20, 2014 8:32 PM • Log InREGISTER
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The Homebuyer’s Toolkit: Title Insurance 3 Things to Know About Debt Collectors Auto Financing or Bust Andersons Complete Year of ‘Buying Black’ The Homebuyer’s Toolkit: Condo or Co-Op? Help! My Dad Has a Credit Card in My Name Money Matters: Should I Ditch My Home? Where To Invest In 2010 5 Ways to Reduce Debt High Hopes Say Buh-Bye to Your Bank? Hell Hath No Fury Like a Credit Cardholder Scorned The Homebuyers Toolkit: Renting vs. Buying Value vs. Growth: Which Way of Evaluating a Stock’s Potential is Better? Identity Theft on Campus How to Finance a Fixer-Upper on a Modest Budget The Homebuyer’s Toolkit: How Your Credit Score Adds Up Don’t Just Toss Those Credit Card Notices Control Your Credit Card Spending Reaching the Next Level 5 Credit Repair Tips for the Recent Grad The Homebuyer’s Toolkit: Building Financial Security Don’t Miss the Tech Stock Revival Reviving Your Credit Score Should You Have Faith In A Good Faith Estimate? Reaching the Next Level What’s A Short Sale In The Long Run? Free and Low-Cost Resources to Help College Students Stay Afloat An Action Plan for Black Friday The FDIC’s ‘Red’ Menace Foreclosures of the Rich and Famous Picking the Right Financial Planner Taking Advantage of Takeovers Why Buy Retail Stocks? The Homebuyers Toolkit: Money Attitudes and Budgeting Check Yourself Before You Wreck Yourself Slash Your College Prep Expenses Identity Protection Programs: How Do They Stack Up? ARMed And Dangerous? Don’t File For Bankruptcy The Homebuyers Toolkit: Let’s Talk Money An Eye for Innovation Resources for The Sandwich Generation Boost Your Credit Score The Homebuyers Toolkit: Key Players The Top 10 Tax Issues to Consider When Your Job Status Changes Financial Scams Congress Expands Homeowner Tax Breaks Financial Expert Learns Hard, Valuable Lesson After ID Theft The Homebuyers Toolkit: Qualifying For A Mortgage Live Large With Less Cash Making Changes Don’t Be Bamboozled Distressed Property What To Do Today to Prepare For This Year’s Taxes The Homebuyer’s Toolkit: Getting Started How to Choose a Financial Planner Down But Not Out Finding the Sweet Spot of Investing Hold On To Your Wallet Seven Things to Know Before Investing in Rental Property What Dow 10,000 Means—This Time Tools to Help You Track Your Dollars Planning for Retirement Scam Alert: Cash For Home Offer May Not Be What You Think I’m Not Rosa Parks. He’s Not Dr. King. When Two Becomes One Economic Recovery Act, Pt. 1 Economic Recovery Act, Pt. 2 Investing in the Future Choosing a Contractor Balancing Act Finding the Right Personal Finance Applications Manage Your Tax Obligations Healthcare Reform Tax Collectors Mine Social Networks The Tangled Web of Debit Cards How Healthcare Reform Affects You My Powerful Life As Mrs. Buy-Black America Five Need-to-Know Tips Before Closing Your Checking Account Looking to Jump Back Into Stocks? Now May Be the Right Time Private Lenders Up in Arms Over Student Loan Bill Getting on Track Are You Properly Insured? How to Avoid the Pitfalls of a Short Sale Your Back to School Shopping — Made Affordably Easy Our Choice: To Empower Credit Card Companies Go On the Defense Consumer Advocates Fighting Against ‘Legal Loan Sharking’ Making Long-Term Care Plans for Elderly How Creative Planning Can Help Beat Costs of Elder Care Banking on Our Own Preparing for the Future Oh, the Mumbo-Jumbo Hey, Mr. President, How About A Holiday? Save Money on Your Healthcare Costs Establishing A Legacy of Wealth: Part 4 Establishing A Legacy of Wealth: Part 3 Cutting Edge: Four Tips for Understanding A Mortgage Establishing A Legacy of Wealth: Part 2 Establishing A Legacy of Wealth: Part 1 How to Find Lucrative Financial Institution Stocks Black Enterprise Stock Picks Collectively Outperform S&P 500 The Cutting Edge: Why I Paid $180 for an $80 Auto Repair Planning for the End In Disaster, Cash Is King For Loan Modification, Don’t Fall Behind ‘One Size Does Not Fit All’ Invest in Hot TIPS The Credit Card Fee Hustle Why America Needs Uncle Sam’s Financial Lessons Relief for Student Loan Borrowers Be Financially Fit! Is Now the Time to Buy Real Estate? Bernard Madoff’s Sentencing Ends Period of Secrecy Tackling the Black-White Wealth Gap School Daze College Finance 101: A Money-Saving Crash Course for Parents College Finance 101: A Money-Saving Crash Course for Parents Money Planner for Teens College Finance 101: A Money-Saving Crash Course for Parents College Finance 101: A Money-Saving Crash Course for Parents College Finance 101: A Money-Saving Crash Course for Parents How to Save $66,000 on Your Mortgage Fair Access to Mortgages Still Illusive for Minority Women The SEC’s New IDEA to Help Investors Parents, Back Away From the Piggy Bank! How New Credit Card Reform Affects You Uh-Oh, I Can’t Repay My Student Loans When Bankruptcy is Best Pursuing the American Dream Money Savvy Pig for Kids EC Townhall, Pt. 2 EC Townhall, Pt. 4 EC Townhall, Pt. 3 EC Townhall, Pt. 1 You Can Still Get a Mortgage FCC to Hold ‘Soft Test’ for DTV Transition Top Stock Picks of Some of BE’s Young Investors Foreclosure Lifelines Where the Jobs Are Get Schooled On Thriving in Hard Times Love Don’t Cost a Thing Former Fed Governor Sees Light at the End of the Tunnel Housing Market, Pt. 1 Housing Market, Pt. 2 Hard Lessons in Home Economics The Cutting Edge Q&A: Rebounding After a Custody Battle Rep. Sheila Jackson Lee Pushes for Financial Literacy Lessons Update: ‘Just in Case’ Specials Hard Lessons in Education Funding

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The Homebuyer’s Toolkit: Title Insurance

Understand what title insurance can protect you from before buying a home

Buying a home entails much more than I anticipated. Just when I thought I had…

By LaToya M. Smith

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3 Things to Know About Debt Collectors

What they can and can�t do when collecting on a debt

While the days of debt collectors sending sheriffs to your home are long gone, for…

By Renita Burns

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Auto Financing or Bust

Getting auto financing when you�ve been rejected

After months of sputtering hither and to, days spent in the shop, and that noxious…

By Renita Burns

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Andersons Complete Year of ‘Buying Black’

Empowerment Experiment family discusses challenges, triumphs

The Empowerment Experiment’s Anderson family discuss the successes that kept them empowered, the struggles that…

By Marcia Wade Talbert

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The Homebuyer’s Toolkit: Condo or Co-Op?

What you need to know before buying a condo or co-op

If shoveling snow, mowing the lawn, and general maintenance is not up your alley then…

By LaToya M. Smith

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Help! My Dad Has a Credit Card in My Name

What to do when a family member steals your identity

When “Jonathan” was 14-years-old, his Dad opened a few credit cards and acquired a few…

By Renita Burns

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Money Matters: Should I Ditch My Home?

Maintain your mortgage payments (if you can) even if you're "underwater"

I don’t have equity in the home I bought three years ago. When is it…

By John Simons

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Where To Invest In 2010

Expert market-watchers offer their outlook for the year ahead

Tea leaves, tarot cards, roots, potions, and Mattel’s Magic 8 Ball. If any of these…

By James A. Anderson

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5 Ways to Reduce Debt

Start the new year on the right foot. These tips will show you how to lighten your financial load

In 2002, Kristen Tate decided that debt free was the way to be. With a…

By Leslie E. Royal

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photo: Jerry Jack

High Hopes

Jason Gray aims to focus his goals and map out a wealth plan.

Jason Gray has big plans. He wants to be the first of his five siblings…

By Sheryl Nance-Nash

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Say Buh-Bye to Your Bank?

Why you might want to join a credit union

If you’re thinking about giving your bank the old heave-ho, joining a credit union may…

By Renita Burns

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Hell Hath No Fury Like a Credit Cardholder Scorned

Consumers use power of closure to fight rate raises

Oh geez, you’ll never guess who decided to take up arms and join the civil…

By Renita Burns

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The Homebuyers Toolkit: Renting vs. Buying

The pros and cons of both options should be considered when shopping for a home

In today’s market should you rent or buy? “Your decision to buy or rent depends…

By LaToya M. Smith

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Value vs. Growth: Which Way of Evaluating a Stock’s Potential is Better?

Investors should use a mix of both philosophies.

Though objective experts believe neither philosophy is better than the other, each school of thought…

By Renita Burns

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Identity Theft on Campus

Protect your good name from thieves

You can’t prevent identity theft, but you can take precautions. Here are four ways to…

By Brittany Hutson

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How to Finance a Fixer-Upper on a Modest Budget

The house you want to buy needs some work, but you don�t have the money for repairs. Here�s one option.

A reader recently wrote to me asking about options for financing the purchase of a…

By John Simons

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The Homebuyer’s Toolkit: How Your Credit Score Adds Up

Understanding and protecting your credit score is an important key to homeownership

Do you request your credit report every year? Admittedly, I have to say I don’t.…

By LaToya M. Smith

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Don’t Just Toss Those Credit Card Notices

Be mindful, active in managing contract changes

Here’s what to do when your credit card issuer wants to change your terms, raise…

By Bridget McCrea

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Control Your Credit Card Spending

Ryan Mack offers tips to control your credit card spending.

By BLACK ENTERPRISE Broadcast Group

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Reaching the Next Level

B.E. takes a look at the 2008 Financial Fitness contest winners to see if they're closer to a secure financial future

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

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5 Credit Repair Tips for the Recent Grad

How to clean up the fallout of bad credit card use

You made it! The tassel has been moved to the other side of the cap…

By Renita Burns

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The Homebuyer’s Toolkit: Building Financial Security

Owning a home should be part of a larger commitment to gaining financial security

Over the Thanksgiving break I became addicted to a show called Till Debt Do U$…

By LaToya M. Smith

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Don’t Miss the Tech Stock Revival

Voice, video, and data are breathing new life into tech stocks. Richard Shaw identifies tomorrows winners

The economy will always have its booms and busts—and the same goes for financial markets.…

By John Simons

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Reviving Your Credit Score

Four steps to rebounding after foreclosure

Foreclosure can be the scarlet F, branding your credit report and docking up to 200…

By Heather Boerner

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Should You Have Faith In A Good Faith Estimate?

When mortgage shopping, break down the costs and make sure you are comparing apples to apples

I was speaking with a client yesterday who was thoroughly confused by the good faith…

By Kirk Charles

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Reaching the Next Level

BE takes a look at the 2008 Financial Fitness contest winners to see if theyre closer to a secure financial future.

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

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What’s A Short Sale In The Long Run?

It's not a foreclosure, but it could still make it harder to buy another home

Yesterday afternoon I was in an attorney’s office and a gentleman came in for a…

By Kirk Charles

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Free and Low-Cost Resources to Help College Students Stay Afloat

Tuition is expensive, but living doesn�t have to be

There’s no question that college is one of the most memorable experiences in the transition…

By Renita Burns

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An Action Plan for Black Friday

Tips to help you brave the crowds and get the best deals

While the holiday shopping season is in full swing, the “official” kick off is nigh:…

By Deborah Creighton Skinner

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The FDIC’s ‘Red’ Menace

The fund protecting your bank deposits has sunk "into the negative." Should you worry?

A few hours ago, news came across the transom that the government insurance fund that…

By John Simons

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Foreclosures of the Rich and Famous

A look back at celebrity homeownership woes

Since the highly publicized foreclosure woes of Evander Holyfield and Michael Jackson, more celebrities have…

By Janell Hazelwood

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Picking the Right Financial Planner

Dwight Raiford, a financial advisor at Met Life, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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Taking Advantage of Takeovers

Benefit from an expected boom in mergers, acquisitions

When stocks rise, corporate takeovers usually aren’t far behind. Those takeovers can generate profits for…

By Donald Jay Korn

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Why Buy Retail Stocks?

Experts say stocks have strong growth potential

As investors hunt for bargain stocks with strong growth potential, many are taking a closer…

By Vicki Lee Parker

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The Homebuyers Toolkit: Money Attitudes and Budgeting

Homeownership means learning to understand and manage your finances

Last weekend I attended The Money Conference for Women in Hartford, CT. A 26-year-old woman…

By LaToya M. Smith

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Check Yourself Before You Wreck Yourself

Before hitting stores, take the NFCC's Holiday Spending Quiz

Once again, it’s the time of year when pressure on consumers to do their part…

By Alfred Edmond, Jr.

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Slash Your College Prep Expenses

How to cut the costs of pursuing higher education

Your college prep budget doesn’t have to break the bank. Check out these quick tips…

By Renita Burns

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Identity Protection Programs: How Do They Stack Up?

What to look for when trying to secure your information

You can’t stop identity theft, but you can take measures to protect your personal information.…

By Renita Burns

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ARMed And Dangerous? Don’t File For Bankruptcy

An adjustable rate mortgage can turn a Chapter 13 filing from bad to ugly

Just got a phone call from a couple thinking of filing Chapter 13 bankruptcy. …

By Kirk Charles

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The Homebuyers Toolkit: Let’s Talk Money

There may be grants to help you buy your home�if you know where to look

The biggest hurdle to homeownership for some is the down payment and closing costs. These…

By LaToya M. Smith

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An Eye for Innovation

David Saunders of Credo Capital Management prefers growth companies with one-of-a-kind technologies

David E. Saunders II is the very definition of a growth investor. Saunders seeks high…

By John Simons

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Resources for The Sandwich Generation

Lori Anne Douglass, partner at Moses and Singer, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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Boost Your Credit Score

A few simple steps can make a difference

The rules for boosting credit have not changed in light of the new Credit CARD…

By Lauren Lea

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The Homebuyers Toolkit: Key Players

The role of the realtor, attorney and home inspector

Buying a home is a personal decision, but the process is not so private. Generally,…

By LaToya M. Smith

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The Top 10 Tax Issues to Consider When Your Job Status Changes

If the economy has forced you into self-employment, sole proprietorship, or freelance consulting, heres a guide to help you manage your new tax obligations

Many workers have been pushed into self-employment and freelance work this year. A leap into…

By Vicki Lee Parker

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Financial Scams

Sandra Thompson, Director, Division of Supervision and Consumer Protection, FDIC, and John Simons, Senior Personal…

By BLACK ENTERPRISE Broadcast Group

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Congress Expands Homeowner Tax Breaks

First-time homebuyer tax credit extended to June

If you were rushing to close on a house before the end of the year,…

By Renita Burns

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Financial Expert Learns Hard, Valuable Lesson After ID Theft

How to rebound after being victim of fraud

“I felt violated and victimized,” Harrine Freeman says of the day her purse was stolen…

By Letita M. Aaron

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The Homebuyers Toolkit: Qualifying For A Mortgage

Know your options for financing your purchase�and paying off the loan

“What happens when you go to a lender,” asked Deborah Johnson, vice president and relationship…

By LaToya M. Smith

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Live Large With Less Cash

Living well on a limited budget means maximizing what you get out of life for…

By Lauren Lea

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11WFL-Battles

Making Changes

Richard Battles adjusts his finances after retiring from the military

Richard Battles created a lifetime of memories during his 20-year Naval career. He lived in…

By Sheryl Nance-Nash

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Don’t Be Bamboozled

Recession-fueled scams are on the rise. Heres how to avoid financial fraud

Tips for avoiding financial fraud

By Marcia Wade Talbert

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Distressed Property

Ty Foster, Managing Partner, Foster, Lynch, Thomas LLC, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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What To Do Today to Prepare For This Year’s Taxes

Don�t let Uncle Sam catch you off guard

It’s not tax season yet, but by the time you finish feasting on turkey and…

By Renita Burns

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The Homebuyer’s Toolkit: Getting Started

How to know if you're ready and what banks are looking for

The process of buying a home can be overwhelming. I feel your pain, I’m there…

By LaToya M. Smith

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How to Choose a Financial Planner

Six vital questions to ask before doing business

Having the right questions for a planner is critical. Here are six questions to ask…

By Bridget McCrea

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Down But Not Out

Resources for when the ends stop meeting

If you find yourself in need, or someone you know is in need of home,…

By Renita Burns

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Finding the Sweet Spot of Investing

Reduce a portfolios risk without giving up on high returns

Here is a collection of investments that can help to minimize the chance of losses…

By Donald Jay Korn

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Hold On To Your Wallet

Airlines impose holiday surcharge for winter flights

With domestic holiday airfares as much as 15% lower than last year, carriers are making…

By Renita Burns

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Seven Things to Know Before Investing in Rental Property

Now can be a good time to be a landlord

For potential investors who have good credit, savings, and a dose of patience, the time…

By Vicki Lee Parker

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What Dow 10,000 Means—This Time

A search for significance in the financial market's rally

As the Dow Jones Industrial Average powers through the 10,000-point threshold today, millions of investors…

By John Simons

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Tools to Help You Track Your Dollars

Take the stress out of money management

I recently tested three programs, Microsoft Excel, Mint.com, and Google Docs, to find the pros…

By Renita Burns

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Planning for Retirement

Jacquette Timmons, President & CEO, Sterling Investment Management, and John Simons, Senior Personal Finance Editor,…

By BLACK ENTERPRISE Broadcast Group

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Scam Alert: Cash For Home Offer May Not Be What You Think

Tempting offer proves to be fool's gold

“Sell you home for cash” signs are ubiquitous, and unfortunately, sketchy, says Manny Alvarado, operation…

By Renita Burns

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I’m Not Rosa Parks. He’s Not Dr. King.

But they are The Empowerment Experiment

Dr. King tells me that even though he and Rosa Parks and all the other…

By Maggie Anderson

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When Two Becomes One

How to rebound when your income has dwindled

Pat Houston, 38, remains one of the 14.5 million unemployed, according to the July 2009…

By Sakina P. Spruell

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Economic Recovery Act, Pt. 1

Leon Richardson, CEO, Chemico System, and Alan Hughes, Editorial Director, BLACK ENTERPRISE, discuss if minority…

By BLACK ENTERPRISE Broadcast Group

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Economic Recovery Act, Pt. 2

Joe Watson, CEO, Strategic Hire, discusses job opportunities in emerging industries. (Part 2)

By BLACK ENTERPRISE Broadcast Group

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Investing in the Future

Larry and Brenda Breland devised a savings plan that funded their retirement and put their children through college

Educating young minds for some 30 years is no small feat. But it was a…

By Carolyn M. Brown

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Choosing a Contractor

This home improvement guide will show you how to choose the best person to work on your dwelling

After experiencing a home break-in this summer, Atlanta residents Jamilia and Charles Smith decided to…

By Lauren Lea

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10WFL-Robertson

Balancing Act

Shelly Robertson works to maintain financial health

After Shelly Robertson’s nine-year marriage ended in 2006, she quickly adjusted her lifestyle. As part…

By Sheiresa Ngo

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Finding the Right Personal Finance Applications

See how these virtual money-tracking tools stack up

For your convenience – and my own – I tested three personal finance apps, iBear…

By Renita Burns

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Manage Your Tax Obligations

Seven things to consider when your job status changes

Thousands of laid-off workers have been pushed into self-employment and freelance work this year. A…

By Vicki Lee Parker

Posted: Tags: , , , ,

Healthcare Reform

BLACK ENTERPRISE Editor-in-Chief Derek T. Dingle and Senior Personal Finance Editor John Simons puts the…

By BLACK ENTERPRISE Broadcast Group

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Tax Collectors Mine Social Networks

Google, Facebook, and MySpace yield results in search for cheaters

Uncle Sam is tracking down tax deadbeats through social networks and making them pay up.

By Renita Burns

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The Tangled Web of Debit Cards

Overdraft fees a cash cow for banks

I always thought that using a debit card for my purchases was a safe alternative…

By Renita Burns

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How Healthcare Reform Affects You

Separating fact from fiction

The ongoing debate over healthcare reform is as intense as ever, but nothing has been…

By Joyce Jones

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My Powerful Life As Mrs. Buy-Black America

Thanks to the Empowerment Experiment, we've met some extraordinary entrepreneurs

When we created The Empowerment Experiment, we knew things would be different. We knew…

By Maggie Anderson

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Five Need-to-Know Tips Before Closing Your Checking Account

It�s not as simple as you think

Let’s face it, bounced checks, account overdrafts, and poor account management can make severing ties…

By Renita Burns

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Looking to Jump Back Into Stocks? Now May Be the Right Time

An expected market dip could provide prime opportunity

Lately, I’ve been feeling left out of the party. (And, no, it’s not because my…

By John Simons

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Private Lenders Up in Arms Over Student Loan Bill

Legislation would benefit those who need relief most

While private lenders may lose a portion of funds from the federally backed loans in…

By Renita Burns

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09WFL-Small-LIVE

Getting on Track

Tyvi Small works to improve his financial discipline

Tyvi Small is pursuing a doctorate in higher education administration. But when it comes to…

By Sheiresa Ngo

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Are You Properly Insured?

Five steps to determine the right amount of coverage

Pushing a pencil to add up just how much life insurance you need isn’t easy.…

By James A. Anderson

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How to Avoid the Pitfalls of a Short Sale

Though an attractive option, due diligence is key

As many distressed homeowners await relief from the White House’s loan modification and refinancing program,…

By Janell Hazelwood

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Your Back to School Shopping — Made Affordably Easy

Find the best deals through proper planning

There’s something about the August air that stirs a sense of uneasiness and excitement among…

By Renita Burns

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Our Choice: To Empower

Can a middle-class, professional, suburban black couple lead a Black Power movement?

My family made a choice, publicly, to spend as much money as possible with Black…

By Maggie Anderson

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Credit Card Companies Go On the Defense

Issuers hike rates as CARD Act set to take effect

1231_CostCuttingBlogCreditCardLooks like credit card issuers are playing a tough game of defense against sweeping legislation…

By Renita Burns

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Consumer Advocates Fighting Against ‘Legal Loan Sharking’

Payday lenders face regulation, congressional scrutiny

Take a walk through any predominantly black or Latino neighborhood and the signs are unavoidable:…

By Renita Burns

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Making Long-Term Care Plans for Elderly

Six steps to usher aging relatives into their golden years

People who want to help aging parents can use common sense and a little bit…

By James A. Anderson

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How Creative Planning Can Help Beat Costs of Elder Care

Handle the financial pinch with diligence, understanding

Just five years ago Jan Bryant, an executive for a non-profit television network, CoLours TV,…

By James A. Anderson

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Banking on Our Own

Investing in black-owned financial institutions is investing in ourselves

It’s expensive to be black in America. Recent studies and lawsuits prove we are overcharged…

By Zachary Raynell Rinkins

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Preparing for the Future

Jason and Carol Wooden are expecting a bundle of joy. Will they be able to quit their day jobs early and enter semiretirement?

Herb White, a certified financial planner and founder of Life Certain Wealth Strategies in Denver,…

By Sheiresa Ngo

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Oh, the Mumbo-Jumbo

Don't let jargon lead you into a bad deal

At the behest of my landlord, I alone signed the lease on our first post-college…

By Renita Burns

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Hey, Mr. President, How About A Holiday?

Let's give homeowners the option of not paying their mortgages for one full year

I am talking about a one year Mortgage Holiday where homeowners will not be required…

By Warren Ballentine

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Save Money on Your Healthcare Costs

Protect your health -- and your pockets

There are several options for saving money on healthcare while getting the proper treatment needed.

By Leslie E. Royal

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Establishing A Legacy of Wealth: Part 4

We must take control of our destinies

When all is said and done, we have the ability to take control of our…

By Ryan Mack

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Establishing A Legacy of Wealth: Part 3

We must take stock of how we spend

Many African Americans are more concerned with what we are wearing, what we are driving…

By Ryan Mack

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Cutting Edge: Four Tips for Understanding A Mortgage

Using due diligence can help you avoid pitfalls

Despite the housing crisis that helped submerge the nation leagues under troubled financial waters, homeownership…

By Renita Burns

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Establishing A Legacy of Wealth: Part 2

It's time to take care of business

Yes, we have been oppressed, but we can do much more to help ourselves. Why…

By Ryan Mack

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Establishing A Legacy of Wealth: Part 1

We must work on taking the poverty out of the people

No, we haven’t had the best of times since arriving to this country. It…

By Ryan Mack

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How to Find Lucrative Financial Institution Stocks

Companies who avoided danger are an attractive option

The recent economic and stock market meltdown started with the implosion of a handful of…

By Donald Jay Korn

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Black Enterprise Stock Picks Collectively Outperform S&P 500

Expert selections make gains for first half of 2009

Black Enterprise’s stock-picking experts for the first half of 2009 are experiencing higher gains than…

By John Simons

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The Cutting Edge: Why I Paid $180 for an $80 Auto Repair

Failing to maintain your car could cost you time and money

Misty BleuIt was a dark and stormy night – well, it was by no means…

By Renita Burns

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Planning for the End

Four steps to take toward preparing a will

In the wake of the sudden death of Michael Jackson, his fans are likely questioning…

By Marcia Wade Talbert

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In Disaster, Cash Is King

Be prepared with an in-house emergency fund

If you lived in or around New York City during the summer of 2003, surely…

By Renita Burns

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For Loan Modification, Don’t Fall Behind

You don't have to become delinquent to get help

When Jamie Arthur heard about President Barack Obama’s Making Home Affordable plan, a sense of…

By Renita Burns

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‘One Size Does Not Fit All’

NAACP panelists want more diversified healthcare approach

At two forums on healthcare reform at the NAACP’s Centennial Convention Saturday, panelists presented a…

By Marcia Wade Talbert

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Invest in Hot TIPS

Explore a way to guard investments against inflation

Perhaps you’ve noticed that the investment landscape has been long on turbulence and short on…

By James A. Anderson

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The Credit Card Fee Hustle

Minimum purchases on credit cards are a violation

It’s a shared feeling among many debit and credit cardholders. You head to the local…

By Renita Burns

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Why America Needs Uncle Sam’s Financial Lessons

Is it government�s job to convince more Americans to save and invest?

One of the arguments conservatives are leveling against President Barack Obama’s proposed Consumer Financial Protection…

By John Simons

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Relief for Student Loan Borrowers

Income-Based Repayment plan reduces monthly minimum payments

College graduates facing mounting student loan debt may find relief in the new Income-Based Repayment…

By Renita Burns

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Be Financially Fit!

Retirement planning is not just for the wealthy, says author Aaron W. Smith.

By LaToya M. Smith

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Is Now the Time to Buy Real Estate?

The pros and cons of purchasing distressed properties

If you believe in the investment philosophy “buy low and sell high,” then you’re probably…

By Bridget McCrea

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Bernard Madoff’s Sentencing Ends Period of Secrecy

Welcome to the era of sunlight

After hearing that Bernard Madoff received one of the highest-ever prison sentences for a white-collar…

By John Simons

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Tackling the Black-White Wealth Gap

Intergenerational assets may be key to combating inequality

The Joint Center for Political and Economic Studies convened a group of economic, community, and…

By Joyce Jones

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07WFL-BLOCKSON

School Daze

Getting a Ph.D. left Laquita Blockson with dizzying debt. Now, she seeks a financial plan to pay it all off

Borrowing money to further your education—and by extension, your earning power—is what most financial…

By Sheiresa Ngo

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 4: Think outside the box when exploring your options

In the closing portion of this crash course, we encourage parents and students to be…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

HBCU1

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

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Money Planner for Teens

Cash Cache helps create goals and develop financial plan

Between iPods, Facebook, MySpace, Twitter and text messaging, getting your teen’s attention long enough to…

By Renita Burns

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 3: Home purchase may save money in the long run

To save on room and board, consider a housing purchase. One way to trim this…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

Lesson 2: Borrow wisely when exploring loan options

Most students finance their education with borrowed funds. According to FinAid.org, 65.6% of students graduate…

By Donald Jay Korn

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College Finance 101: A Money-Saving Crash Course for Parents

Ways to cut costs in paying for higher education

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

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How to Save $66,000 on Your Mortgage

Bi-monthly loan payments save money and time

What if you could pay off your 30-year mortgage in 22 years?
Would you do it?
Consider…

By Renita Burns

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Fair Access to Mortgages Still Illusive for Minority Women

Report finds disparities by race widened as income levels increased

African American and Hispanic women continue to receive disparate treatment in the mortgage lending process,…

By Janell Hazelwood

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The SEC’s New IDEA to Help Investors

New system will be an essential tool for investors

The Securities and Exchange Commission will unveil a new financial reporting system that it claims…

By Vicki Lee Parker

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Parents, Back Away From the Piggy Bank!

Tapping into kids' funds in hard times a bad idea

Who stole the cookie from the cookie jar? It may be mom or dad, according…

By renita burns

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How New Credit Card Reform Affects You

Consumers gain rights with new provisions

A bipartisan group of lawmakers applaud after President Barack Obama signed the Credit Card Accountability,…

By Renita Burns

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Uh-Oh, I Can’t Repay My Student Loans

Four tips for grads struggling to avoid the perils of default

The parties are over, Thirsty Thursdays are a mere memory, and early morning wake-up calls…

By Renita Burns

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When Bankruptcy is Best

Know when to consider Chapter 11 protection

Chrysler and General Motors have done what was previously unthinkable – filed for bankruptcy. Even…

By Cliff Hocker

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06WFL-CHERRY

Pursuing the American Dream

Richard Cherry strives to build wealth through homeownership

Richard Cherry is more interested in being wealthy than looking wealthy. Living well below his…

By Carolyn M. Brown

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Money Savvy Pig for Kids

Boost the financial literacy of children beyond saving and spending

In today’s financial crunch, if you haven’t sprung into action to sharpen your child’s money…

By Renita Burns

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EC Townhall, Pt. 2

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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EC Townhall, Pt. 4

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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EC Townhall, Pt. 3

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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EC Townhall, Pt. 1

The 2009 Black Enterprise Entrepreneurs Conference: Charles Ogletree moderates a Town Hall Meeting examining “The…

By BLACK ENTERPRISE Broadcast Group

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You Can Still Get a Mortgage

Tips on financing in a tight credit market

Bankers, brokers, and swindlers aren’t the only ones to blame for the subprime mortgage mess.…

By Chana Garcia

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FCC to Hold ‘Soft Test’ for DTV Transition

Analog programming to be interrupted with reminders

Local broadcasters will be participating in coordinated digital television (DTV) transition “soft tests” Thursday in…

By Deborah Creighton Skinner

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Top Stock Picks of Some of BE’s Young Investors

See what the professional experts have to say about their picks

Confident in the market’s recovery, many young investors have ventured into stocks with a buy…

By Renita Burns

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Foreclosure Lifelines

In danger of losing your home? Help is available

Nearly one in three Americans, or 31%, say they know someone who has already lost…

By Deborah Creighton Skinner

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Where the Jobs Are

Sonia Alleyne, Editorial Director, BLACK ENTERPRISE and William Rolack, Board Member, The National Association of…

By BLACK ENTERPRISE Broadcast Group

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Get Schooled On Thriving in Hard Times

Three college professors' lessons from the Great Depression

When thinking about how today’s financially-stressed African Americans can update the survival strategies of earlier…

By Cliff Hocker

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Love Don’t Cost a Thing

Personal touches can add bang to a wedding without the bucks

Television is overrun with shows about weddings. Some focus on finding a gown, some profile…

By Alisa Gumbs

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Former Fed Governor Sees Light at the End of the Tunnel

Roger Ferguson offers take on retirement, investing

Roger W. Ferguson, CEO of financial services giant TIAA-CREF and one of the nation’s leading…

By Alan Hughes

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Housing Market, Pt. 1

Glenda Gabriel, senior vice president and neighborhood lending executive for Bank of America, explains the…

By BLACK ENTERPRISE Broadcast Group

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Housing Market, Pt. 2

David Hinson, Founder, Wealth Management Network, shows home buyers the strategy to negotiate a lower…

By BLACK ENTERPRISE Broadcast Group

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Hard Lessons in Home Economics

Rocked by declining property values and job loss, the Carrs are searching for answers

Sherley Bretous-Carré and Edenswear Carré still believe in the American dream. Starting in 2002, the…

By Sheryl Nance-Nash

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The Cutting Edge Q&A: Rebounding After a Custody Battle

Be diligent in finding solutions to manage debt

Since last year, I have fallen behind on the majority of my bills due to…

By Renita Burns

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Rep. Sheila Jackson Lee Pushes for Financial Literacy Lessons

NYSE event highlights importance of money savvy

Duncan Niederauer NYSE CEO, John Hope Bryant, vice chairman of the U.S. President’s Advisory…

By Renita Burns

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Update: ‘Just in Case’ Specials

More companies are joining the brigade to get you to open up your wallet

If you read my earlier post on Just in Case specials you know that companies…

By Renita Burns

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Hard Lessons in Education Funding

A student's path to dream college filled with roadblocks

Toward the end of the 2007 fall semester, Erin Jackson went from tears of joy…

By Marcia Wade Talbert

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Women of Power

(Image: Bowman)

Cool Jobs: Television Executive Micheline Bowman Balances Career and Side Hustle

Fox News’ Micheline Bowman has more than 15 years experience in television and has a…

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Image: File

Women of Power: 10 Black Industry Leaders in Television and Film

Though the representation of women of color on TV and in film is still lagging…

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