November 26, 2014 7:21 AM • Log InREGISTER
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Infographic: A Visual Guide to the American BBQ 5 Reasons Your Credit Card Application Was Denied Bank Fees Hit New Highs Infographic: Save on Labor Day Travel Survey: Gen Xers Still Recovering From Recession Infographic: Kid-Friendly Tax Breaks Consumer Tip of the Day: Negotiating a Financial Aid Package Three Things to Look for When Checking Your Credit Report Consumer Tip of the Day: Track Spending Survey: Healthcare Providers Fall Short in Providing Cost Transparency Infographic: How Much Do You Spend on Coffee? Infographic: Car Insurance Mistakes Back-to-School: Tips for Moving Into Your First College Apartment Infographic: Ways to Tame Your Spending Least Expensive States to Own a Car FTC Requests Shutdown of Fake Credit-Debt Scheme NASFAA Offers Tools to Help You Find Money For School Infographic: Student Loan Debt is Ruining Your Finances Report: Late Auto Payments on the Rise Most Expensive States to Own a Car Top 20 Global Locales for Billionaires Visa Announces New Fraud Protection System Infographic: Back-to-School Saving Tips Family Affair: How One Couple Keeps Household Finances in Order (Part 2) Don’t Wait To Plan Your Holiday Shopping By the Numbers: 10 Most Attractive Cars for Thieves Infographic: Know Your Mortgage Rights Family Affair: How One Couple Keeps Household Finances in Order Infographic: Is the American Dream Still Alive? Moving for a Job? Don’t Forget These Tax Breaks Report: Consumer Spending on the Rise Amazon Launches Mobile Payment Service Aaron’s Marketing VP Andrea Freeman Talks Consumer Trends Poll: Consumers Losing Sleep over Money and Working at Miserable Jobs Study: Many Data-Breach Victims Don’t Fight Back How Fake $100 Bills Avoided Detection Study: Consumers Still Recovering from the Recession Infographic: How to Save Money on Auto Insurance Personal Finance Trivia: What Do You Know About U.S. Currency? Infographic: Grandparents Influence Grandchildren’s Money Views FTC Refunds More than $16 Million to Tax Scam Victims Infographic: Best Time to Buy a Car Tax Tips for Hobbyists Tax Breaks for Job Hunting Expenses Infographic: Mortgage Closing Costs Rise FTC Study: Mobile Shopping App Disclosures are Lacking Better Business Bureau Issues Warning about Online Car Shopping Infographic: How the Rich Avoid Taxes CFPB Speaks out Against High Overdraft Charges Infographic: World’s Bestselling Products Beware of a New Scam on Facebook Numbers Game: What Happens If Beyoncé & Jay-Z Divorce? CFPB Launches Initiative to Provide Financial Education to Low-Income Consumers Infographic: Do Consumers Really Have Freedom of Choice? CFPB and FTC Fight Foreclosure Relief Scammers Economy Bounces Back in Second Quarter Goodshop App Combines Shopping with Charity Car Title Lenders Find Loopholes to Overcharge Customers Study: One in Three Americans with Credit File Has Debt in Collections New Social Security Rule Affects Boomers New Rule for Individual Taxypayer Identification Numbers Watch out for Business Directory Scams Infographic: The Cost of Summer Fun Then and Now Celebrity Real Estate: 8 Entertainers Who Put Lavish Homes on the Market Sociologists Analyze Homeowner Attrition Survey: Women and Millennials Don’t Get Full Retirement Match Infographic: Savvy Tips on How to Allocate Investment Assets Credit Card Interest Rates on the Rise Error in FAFSA Form May Affect Financial Aid Offers Life-Savers: 5 Tax Facts for Home Sellers Retirement? Millennials See Cash as Long-term Investment Strategy Infographic: Federal Versus Private Student Loans Consumer Alert: Malware Threat at Hotel Business Centers Help for Overdrafts: Wells Fargo Will Stop ‘Stacking’ Checks Study: U.S. Millennials Waiting Longer to Buy Homes Forbes Media Sells Majority Stake To Hong Kong Investment Company Group Homebuilder Confidence on the Rise Consumer Tip of the Day: Watch out for Hotel Scams Survey: More Americans Borrowing from 401K for Non-Essentials Top 10 Counties with the Best Property Tax Value Kim Kardashian New Video Game On Track To Net $200 Million [Exclusive] Part 2: Rick Ross Details Nigerian Business Interests and Winning with MMG Team Consumer Tip of the Day: Diversify Online Shopping Sources to Find Deals Consumer Spending Slows Down in June Consumer Tip of the Day: Couples, Learn to Live on One Income Women Winning: Study Finds Female Entrepreneurs Optimistic and Growing Top 10 Cities with Highest Travel Taxes Denied: Some College Students Can’t Access Federal Loans Filing Funds: How Taxes Affect Nonprofit Crowdfunding Campaigns Brad Pitt To Build Low-Income Homes For Native American Families Banking Malware Discovered on Google Play Consumer Tip of the Day: Automate Your Savings CFPB Enters Order Against ACE Cash Express Inheritance Update: CFPB Clarifies Mortgage Rules Consumer Tip of the Day: Conduct a Financial Inventory Top 10 Sizzling Real Estate Markets R&B Longevity: Boyz II Men Talk Brand Partnerships Top Worst States for Working Mothers Spirit Airlines Offers Free Miles to ‘Haters’ Apple Has a Secret iPhone Store Consumer Tip of the Day: Get Complaints Resolved via Social Media 4 Vital Tax Tips For After You Say ‘I Do’ Report: Female White House Staffers Receive Smaller Raises, Fewer Promotions How to Avoid an IRA Early-Withdrawal Fee Study: Women Are More Optimistic About Economy Than Men Financial Help for Out-of-State College Students Love and Hip-Hop Decoded: Controversy and Drama “Pays Off” Fraud Protection: Stop ATM Skimmers With One Simple Move Uber Lowers Prices to Compete with NYC Taxis Report: Millennials, Minorities Lead Shift To Digital Banking Report Finds Differences in Retirement Savings Habits Caution: FTC Warns Against Pension Advances Black Celebs Dominate Forbes’ ’10 Most Powerful’ List Fourth of July: Declare Your Financial Independence Vacation Scams to Avoid Millennial Women Must Save, Prepare for Retirement Regulators Offer HELOC Guidance Tax Update for Nonprofits: IRS Introduces New 1023-EZ Form Study: Millennial Women Face Finances and Balancing Challenges Wells Fargo Survey: Female College Grads Earn Less than Men Most Consumers Don’t Understand Overdraft Penalty Plans New Reverse Mortgage Rule Could Prevent Foreclosure Summer Heat: Federal Student Loan Interest Rates Will Rise in July Report: Family Structure Impacts Financial Security Opportunities for Military Vets: Financial Coalition Formed Ikea To Raise Company Minimum Wages In U.S. Fraud: Fake Credit Union Operator Admits Guilt How to Talk to Your Children About Money Senior Sensibilities: How to Talk to Aging Parents About Money Bitcoin Evolves Into A Disruptive Digital Currency Student Loan Relief: Bill Could Allow Bankruptcy Discharge Match for Match: Get a 529 Plan Boost Top 10 Slowest Housing Markets in the U.S. NASFAA Offers Education Tax Benefit Guide Report: U.S. Economy Contracted 2.9% In First Quarter Report: Some Insurers Plan to Scale Back Living Benefits Report: One in Four Consumers Has No Emergency Savings 10 States with Most Student Loan Debt 5 Good Reasons to Axe a Credit Card Account Opening an Investment Account for a Minor How to Get Your Warranty Extended for Free 5 Savvy Steps to Correct a Bank Error Sample Sale: 5 Tips for Grabbing a Good Deal Three Insurance Options and What to Consider Capital One Will Stop Using ChexSystems Suze Orman Prepaid Debit Card Discontinued 4 Money Management Tips for Millennial Women Are Investment Motifs Good for Your Portfolio? What You Should Know About the Roth 401(k) The Lowdown on Investment Rewards Credit Cards

Money

young black family at park

Infographic: A Visual Guide to the American BBQ

Fun facts for your Labor Day weekend

Here are a few interesting tidbits for your long holiday weekend.

By Sheiresa Ngo

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Credit Cards

5 Reasons Your Credit Card Application Was Denied

Here's why you were turned down

No one applies for a credit card hoping their application will be rejected.

By Sheiresa Ngo

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know-your-banker

Bank Fees Hit New Highs

Prepare for a lighter wallet

Prepare to spend more to maintain your bank account.

By Sheiresa Ngo

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(Image: Thinkstock)

Infographic: Save on Labor Day Travel

Keep more cash in your pocket

Use these tips will save you money this holiday. Check out this infographic breakdown.

By Sheiresa Ngo

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YoungProfessionals6204809

Survey: Gen Xers Still Recovering From Recession

Many are not saving enough for retirement and plan to work beyond age 65

Research finds many Generation Xers aren’t saving for retirement.

By Carolyn M. Brown

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irs

Infographic: Kid-Friendly Tax Breaks

Take advantage of these breaks

Get in on these child-related tax breaks.

By Sheiresa Ngo

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(File)

Consumer Tip of the Day: Negotiating a Financial Aid Package

Use these tips to get a better deal

Expect to pay $22,826 for tuition at an in-state public college and $44,750 at a…

By Sheiresa Ngo

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Should your business charge credit card surcharges

Three Things to Look for When Checking Your Credit Report

Here's what you need to pay attention to

You’re entitled to receive one free credit report each year from each of the three…

By Sheiresa Ngo

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piggy-bank

Consumer Tip of the Day: Track Spending

Tips for getting a handle on your cash

Check out this money-saving strategy.

By Sheiresa Ngo

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MoneyandHealth

Survey: Healthcare Providers Fall Short in Providing Cost Transparency

Consumers are consistently shocked by their medical bills

Consumers are almost always surprised by out-of-pocket medical costs.

By Sheiresa Ngo

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businesswoman-coffee-laptop-300x350.jpg

Infographic: How Much Do You Spend on Coffee?

How those small purchases add up to big losses for your pockets

Do you buy coffee every morning? Here’s how those seemingly small purchases add up to…

By Sheiresa Ngo

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Empty-Wallet-300x232

Infographic: Car Insurance Mistakes

Don't make these blunders

Take advantage of overlooked perks.

By Sheiresa Ngo

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Image: Thinkstock

Back-to-School: Tips for Moving Into Your First College Apartment

Here's what you should know before renting your new place

You can avoid this headache by learning your rights and responsibilities.

By Sheiresa Ngo

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credit-card-shopping-620x480.jpg

Infographic: Ways to Tame Your Spending

Tips for keeping cash in your pocket

Check out these quick tips on how to tame your spending and save more money.

By Sheiresa Ngo

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piggy-bank

Least Expensive States to Own a Car

Is your state on the list?

If you own a car in one of these states, you’ll have a little extra…

By Sheiresa Ngo

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Five Legal Terms Every Business Owner Should Know

FTC Requests Shutdown of Fake Credit-Debt Scheme

The government agency aims to protect consumers

Phony debt relief/credit repair programs, allegedly made false statements that they were funded by the…

By Sheiresa Ngo

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money

NASFAA Offers Tools to Help You Find Money For School

Resources to help you pay tuition

There are many free online tools to make your search for financial aid a little…

By Sheiresa Ngo

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Infographic: Student Loan Debt is Ruining Your Finances

Here's how "good debt" is making you poor

Prepare to eat beans noodles for a very long time.

By Sheiresa Ngo

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(Image: Thinkstock)

Report: Late Auto Payments on the Rise

More consumers are paying their car loans late

If you’re late on your auto loan payment, you have some company.

By Sheiresa Ngo

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piggy banks-300x232

Most Expensive States to Own a Car

Is your state on the list?

If you own a car in one of these states, expect a lighter wallet.

By Sheiresa Ngo

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nyc1

Top 20 Global Locales for Billionaires

Data show cities that house the most wealthy

Here’s a breakdown of where the most billionaires are located and why.

By Richard Spiropoulos

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Credit Cards

Visa Announces New Fraud Protection System

The card issuer is aiming to help protect consumers

Newtechnology might protect you at the pump.

By Sheiresa Ngo

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black-female-african-american-student

Infographic: Back-to-School Saving Tips

Here's how you can cut the costs this season

Check out ways you can cut costs for the back-to-school season.

By Sheiresa Ngo

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Extra-Cash-620x480

Family Affair: How One Couple Keeps Household Finances in Order (Part 2)

Anisha and Russ Bailey are serious about saving money

Save money and watch your wealth grow.

By Sheiresa Ngo

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shopping-620x480

Don’t Wait To Plan Your Holiday Shopping

Tips and strategies to handle holiday spending without destroying your finances

The 2014 holiday season is a few short months away, yet many are financially unprepared…

By BLACK ENTERPRISE

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man-counting-money-in-suit

By the Numbers: 10 Most Attractive Cars for Thieves

National Insurance Crime Bureau details top stolen vehicles by state

Pick up trucks top the list for the top stolen car based on a breakdown…

By Sheiresa Ngo

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HomeownershipCoupleManWoman

Infographic: Know Your Mortgage Rights

Here's a breakdown of what you're entitled to as a homeowner

Here’s a breakdown of what homeowners are entitled to with their mortgage.

By Sheiresa Ngo

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Image: Thinkstock

Family Affair: How One Couple Keeps Household Finances in Order

Anisha and Russ Bailey are serious about saving money

Anisha and Russ Bailey talk family finances and how they’re able to juggle it all.…

By Sheiresa Ngo

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(Image: Thinkstock)

Infographic: Is the American Dream Still Alive?

What's your dream?

Some say the American Dream is not what it used to be

By Sheiresa Ngo

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(Image: Thinkstock)

Moving for a Job? Don’t Forget These Tax Breaks

Take advantage of these deductions

If you’re planning a job-related move this summer, you’ll be delighted to know that you…

By Sheiresa Ngo

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money-fans-122312-575hc

Report: Consumer Spending on the Rise

More people are loosening the purse strings

Summer travel accounting for much of the spending increase.

By Sheiresa Ngo

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(Image: Thinkstock)

Amazon Launches Mobile Payment Service

Retailer enters mobile payment market

Early birds get a discount.

By Sheiresa Ngo

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Aarons VP_Andrea Freeman_final

Aaron’s Marketing VP Andrea Freeman Talks Consumer Trends

American workers still face challenges

Baby boomers were most likely to say they were significantly impacted financially.

By Sheiresa Ngo

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Single-black-woman

Poll: Consumers Losing Sleep over Money and Working at Miserable Jobs

What are you losing sleep over?

If you can’t sleep because you’re underpaid and hate your job, join the club.

By Sheiresa Ngo

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Fraud-300x232

Study: Many Data-Breach Victims Don’t Fight Back

Don't make it easy for fraudsters

Consumers underestimate the likelihood they will become the victim of a security breach.

By Sheiresa Ngo

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house with money_final

How Fake $100 Bills Avoided Detection

Forgeries were so good they were only detected by Fed Reserve

Clever counterfeiters evaded Secret Service for more than a decade. Here’s how.

By Richard Spiropoulos

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economic-recession

Study: Consumers Still Recovering from the Recession

Raises and promotions stay stagnant while Americans' savings accounts are dwindling.

If you’re still feeling the pinch, you’re not alone.

By Sheiresa Ngo

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(File)

Infographic: How to Save Money on Auto Insurance

Tips for keeping cash in your pocket

A few quick questions can save you a bundle

By Sheiresa Ngo

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(Image: Thinkstock)

Personal Finance Trivia: What Do You Know About U.S. Currency?

Your daily money bite

Learn some fun facts about U.S. currency.

By Sheiresa Ngo

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old-black-couple-smiling

Infographic: Grandparents Influence Grandchildren’s Money Views

Seniors have more impact than you think

Grandchildren are open about talking money with their grandparents.

By Sheiresa Ngo

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tax tips

FTC Refunds More than $16 Million to Tax Scam Victims

Those affected will get about 16% of the money they lost

If you have a high tax bill, know that you have options.

By Sheiresa Ngo

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MONEY

Infographic: Best Time to Buy a Car

Here’s a hint: it’s right now

You won’t have to wait until the end of the year to get the best…

By Sheiresa Ngo

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irs

Tax Tips for Hobbyists

Here are some deductions you might be eligible for

If you’re an avid hobbyist, you might be able to deduct some of the costs…

By Sheiresa Ngo

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irs

Tax Breaks for Job Hunting Expenses

You might be able to get a deduction on some costs

The Internal Revenue Service has some pointers for job seekers.

By Sheiresa Ngo

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house with money_final

Infographic: Mortgage Closing Costs Rise

Texas has the highest costs

You’ll have to dig just a little deeper into those pockets.

By Sheiresa Ngo

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(Image: Thinkstock)

FTC Study: Mobile Shopping App Disclosures are Lacking

Is your mobile payment app safe?

The FTC analyzes 121 popular apps used by consumers to conduct mobile payments.

By Sheiresa Ngo

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woman-on-computer-phone-300x232

Better Business Bureau Issues Warning about Online Car Shopping

If a deal is too good to be true, it usually is

Be very careful about purchasing a car online.

By Sheiresa Ngo

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(Image: Thinkstock)

Infographic: How the Rich Avoid Taxes

A breakdown of how the wealthy use savvy to save money

Those making $10 million annually pay an average income tax rate of 19%.

By Sheiresa Ngo

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know-your-banker

CFPB Speaks out Against High Overdraft Charges

Most debit card overdraft fees triggered by transactions of $24 or less

The CFPB is concerned about expensive overdraft fees for debit card and ATM transactions.

By Sheiresa Ngo

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shopping-620x480

Infographic: World’s Bestselling Products

Here's some fun consumer trivia

Consumers often stay loyal to one brand for many years.

By Sheiresa Ngo

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(Image: File)

Beware of a New Scam on Facebook

Sneaky tool tricks user into hacking themselves

Make sure to keep a close eye on all of your social media accounts.

By Sheiresa Ngo

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Photo: James Devaney / FilmMagic

Numbers Game: What Happens If Beyoncé & Jay-Z Divorce?

Attorney discusses business implications of a Carter split

As of now it’s all hearsay, but what are the business implications if Beyonce and…

By Richard Spiropoulos

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(Image: ThinkStock)

CFPB Launches Initiative to Provide Financial Education to Low-Income Consumers

CFPB enlists partners to train social services staff

Consumers with low-to-moderate income face unique stressors.

By Sheiresa Ngo

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Nielsen Study: African American Income, Education Exceeds Expectations

Infographic: Do Consumers Really Have Freedom of Choice?

An analysis of food reports from the U.S. Department of Agriculture and others

The products purchased by consumers often belong to a single food conglomerate.

By Sheiresa Ngo

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Image: ThinkStock

CFPB and FTC Fight Foreclosure Relief Scammers

The organizations will file lawsuits

The CFPB is pushing for the victims to be compensated.

By Sheiresa Ngo

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money-fans-122312-575hc

Economy Bounces Back in Second Quarter

Things are looking up for the nation's outlook

The U.S. economy is looking the best it has in five years.

By Sheiresa Ngo

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black-woman-shopping

Goodshop App Combines Shopping with Charity

You can buy while giving to a good cause

With this app, you can choose from a list of schools and nonprofits in the…

By Sheiresa Ngo

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money-fans-122312-575hc

Car Title Lenders Find Loopholes to Overcharge Customers

Florida-based TMX Finance is allegedly one of the chief offenders

Customers are being subjected to triple-digit interest rates.

By Sheiresa Ngo

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Credit Cards

Study: One in Three Americans with Credit File Has Debt in Collections

Nevada tops the list

A debt in collections will remain on your credit report for seven years.

By Sheiresa Ngo

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AARP and SBA Share Start Up Advice on Entrepreneurship for the 50 Plus

New Social Security Rule Affects Boomers

Those who've had both private and public jobs may see adjustments

Social Security is calculated in favor of low wage earners.

By Sheiresa Ngo

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irs

New Rule for Individual Taxypayer Identification Numbers

New guideline will take effect next year

Changes are coming for Individual Taxypayer Identification Numbers.

By Sheiresa Ngo

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scam

Watch out for Business Directory Scams

Always verify the legitimacy of a business

Three telemarketing agencies in Canada might be pulling a fast one on consumers.

By Sheiresa Ngo

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take-time-to-plan-your-vacation_942_449042_0_14087291_500 NL

Infographic: The Cost of Summer Fun Then and Now

A comparison of summer fun throughout the years

Nowadays, fun is going to cost you.

By Sheiresa Ngo

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Image: Instagram

Celebrity Real Estate: 8 Entertainers Who Put Lavish Homes on the Market

These industry leaders take both wins and losses

Check out this list of top celebrities who put their homes on the real estate…

By Courtney Connley

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home-buyers-couple-300x232.jpg

Sociologists Analyze Homeowner Attrition

Exploitative lending is partly to blame

For many, the American Dream involves becoming a homeowner.

By Sheiresa Ngo

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retirement

Survey: Women and Millennials Don’t Get Full Retirement Match

Group doesn't contribute enough to qualify for an employer match

Not contributing enough to receive the match is basically leaving money on the table.

By Sheiresa Ngo

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7 SAVINGS ACCOUNT QUESTIONS  	1. Does this account fit my banking habits?  	Just like with a checking account you have to ask yourself (and the prospective bank) similar questions: Do you prefer meeting face-to-face with a teller or quick transactions online? How often do you tap into your savings, if at all? Do you prefer setting up automatic withdrawals or managing your account with a passbook? Your personal preference(s) play a major part in selecting a bank.

Infographic: Savvy Tips on How to Allocate Investment Assets

Take time to assess your portfolio at least every quarter

As you get closer to retirement, you should have less invested in equities.

By Sheiresa Ngo

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Credit Cards

Credit Card Interest Rates on the Rise

Rates are slowly creeping up

The most significant increases can be seen when it comes to secured credit cards.

By Sheiresa Ngo

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(Image: Thinkstock)

Error in FAFSA Form May Affect Financial Aid Offers

Approximately 200,000 students were affected

Some schools began to see many applicants with unusual salaries on FAFSA.

By Sheiresa Ngo

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house with keys_300x232

Life-Savers: 5 Tax Facts for Home Sellers

Here are a few pointers from the IRS

If you’re selling your home, you’ll want to take heed to these tax facts from…

By Sheiresa Ngo

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Cash_300x232

Retirement? Millennials See Cash as Long-term Investment Strategy

Financial views are still affected by the economic meltdown

The youngsters are placing their trust in cash when it comes to saving for retirement.

By Sheiresa Ngo

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student loan

Infographic: Federal Versus Private Student Loans

Choose your loan type carefully

This infographic outlines the difference between Federal and private student loans.

By Sheiresa Ngo

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woman-computer-internet

Consumer Alert: Malware Threat at Hotel Business Centers

Business travelers must be on guard

Houstonian Hotel suffered data breach that lasted six months between Dec. 28, 2013, and June…

By Sheiresa Ngo

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Check-300x232

Help for Overdrafts: Wells Fargo Will Stop ‘Stacking’ Checks

Latest efforts can save consumers from some fees

Wells Fargo will begin processing customers’ checks in the order they are received and stop…

By Sheiresa Ngo

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Image: File

Study: U.S. Millennials Waiting Longer to Buy Homes

Findings link college education and marriage to delay

A report done by online real estate firm Trulia shows that education and marriage rates…

By Courtney Connley

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forbes1a

Forbes Media Sells Majority Stake To Hong Kong Investment Company Group

Forbes reaches agreement with group of international investors

Forbes Media, the parent company of Forbes Magazine has reached an agreement to sell a…

By Richard Spiropoulos

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Image: ThinkStock

Homebuilder Confidence on the Rise

Improvements in the economy have contributed to the positive outlook

The index measuring home builders’ views on current sales conditions rose four points to 57.…

By Sheiresa Ngo

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hotels_122612_575se

Consumer Tip of the Day: Watch out for Hotel Scams

Your daily money bite

Some scammers are taking advantage of unsuspecting hotel guests.

By Sheiresa Ngo

Posted: Tags: , , , ,
retirement

Survey: More Americans Borrowing from 401K for Non-Essentials

Here's why that's not such a good idea

Survey by TIAA-CREF, titled Borrowing Against Your Future, shows some workers are getting downright…

By Sheiresa Ngo

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house with money_final

Top 10 Counties with the Best Property Tax Value

Counties in Oklahoma and Arkansas dominate list

Counties with more than 50,000 residents were ranked.

By Sheiresa Ngo

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kim1a

Kim Kardashian New Video Game On Track To Net $200 Million

Kardashian empire expansion beyond clothing, jewelery and cosmetics pays off big

Kardashian empire expansion beyond clothing, jewelery and cosmetics pays off big.

By Richard Spiropoulos

Posted: Tags: , , , ,
rick-ross

[Exclusive] Part 2: Rick Ross Details Nigerian Business Interests and Winning with MMG Team

'It's no better time than now to set example, rewrite the game'

Mogul Rick Ross sits down for part two of BlackEnterprise.com exclusive to talk business interests…

By Richard Spiropoulos

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(Image: ThinkStock)

Consumer Tip of the Day: Diversify Online Shopping Sources to Find Deals

Website finds that Amazon may not be saving you money all the time

A recent report from Savings.com reveals that Amazon doesn’t always have the lowest prices, therefore,…

By Sheiresa Ngo

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Nielsen Study: African American Income, Education Exceeds Expectations

Consumer Spending Slows Down in June

Overall consumption, however, remains positive

Slow declines in the unemployment rate resulted in hesitance among consumers.

By Sheiresa Ngo

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black-couple-and-stack-of-money-378x350

Consumer Tip of the Day: Couples, Learn to Live on One Income

You'll always be ready for a rainy day with this strategy

If you and your beau want to have a great nest egg, try this savings…

By Sheiresa Ngo

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4-tips-female-entrepreneurs-erica-nicole

Women Winning: Study Finds Female Entrepreneurs Optimistic and Growing

Bank study breaks down what makes entrepreneurs tick

Bank study breaks down what makes entrepreneurs tick and finds that women entrepreneurs optimistic and…

By Richard Spiropoulos

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GlobalTravelManHorizonComputer

Top 10 Cities with Highest Travel Taxes

Check out this list before you plan your next trip

Study took a look at the top 50 travel destinations for business travelers, however, these…

By Sheiresa Ngo

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after-school-daze-recent-grad-300x232

Denied: Some College Students Can’t Access Federal Loans

Institute for College Access and Success finds many students of color affected

Recent study outlines the differences in loan access for each of the 50 states, broken…

By Sheiresa Ngo

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crowdfunding 2

Filing Funds: How Taxes Affect Nonprofit Crowdfunding Campaigns

Funds raised for social campaigns may not be subject to taxes

If you’re a nonprofit raising funds via crowdfunding, you’ll want to know this vital information…

By Carolyn M. Brown

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(Image: Make It Right Foundation)

Brad Pitt To Build Low-Income Homes For Native American Families

Actor's 'Make It Right' group aiming to construct 20 homes for Sioux and Assiniboine tribes

Brad Pitt, the celebrated actor, has taken his nonprofit organization, Make It Right, to Native…

By Kevin L. Clark

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Fraud-300x232

Banking Malware Discovered on Google Play

Mobile banking app attacked

Malware clones a bank’s original app and then uploads it the Google Play store.

By Sheiresa Ngo

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(Image: ThinkStock)

Consumer Tip of the Day: Automate Your Savings

Your daily money bite

Make an effort to save at least 10% of your paycheck. Here’s how.

By Sheiresa Ngo

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Money-Cash-Black-Enterprise-Business-Large

CFPB Enters Order Against ACE Cash Express

Payday lender gets fined

The lender has been accused of entangling borrowers in a vicious debt cycle.

By Sheiresa Ngo

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mortgage-money

Inheritance Update: CFPB Clarifies Mortgage Rules

If property is passed down to you, here's how you can avoid problems

The Ability-to-Repay rule shields consumers from careless mortgage lending.

By Sheiresa Ngo

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money-fans-122312-575hc

Consumer Tip of the Day: Conduct a Financial Inventory

You must know where you are to get where you want to go financially

Be sure to take into account how you’re spending your money to ensure you’re on…

By Sheiresa Ngo

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Black Family

Top 10 Sizzling Real Estate Markets

Among fastest growth markets, California dominates the list

In some U.S. markets, it's better to own than rent (Image: ThinkStock)
Some people have no…

By Sheiresa Ngo

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Photo by Sheiresa Ngo

R&B Longevity: Boyz II Men Talk Brand Partnerships

Group details Wendy's campaign and forthcoming album, "Collide"

Business partnerships can bring fresh energy and build a brand’s value

By Sheiresa Ngo

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(File)

Top Worst States for Working Mothers

Did your state make the list?

National Partnership for Women and Families released its Expecting Better report details the worst states…

By Sheiresa Ngo

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(Image: Thinkstock)

Spirit Airlines Offers Free Miles to ‘Haters’

'Most complained about' company in industry welcomes more grievances seeking to clean up image

“Most complained about” in the industry, Spirit Airlines welcomes more hate with new promotion offering…

By Janell Hazelwood

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iphone 5s

Apple Has a Secret iPhone Store

The location is not quite what you think

A new eBay store popped up that sells what seems to be refurbished products from…

By Patrick Austin

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Computer-Yelling-300x232

Consumer Tip of the Day: Get Complaints Resolved via Social Media

You have options to have your grievances addressed

If you have grievances with a company’s services or products, social media may be your…

By Sheiresa Ngo

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black-married-couple

4 Vital Tax Tips For After You Say ‘I Do’

Avoid problems with the IRS with these quick steps

Just got married? Well, you’ll want to follow these quick tax tips to avoid any…

By Sheiresa Ngo

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Image: File

Report: Female White House Staffers Receive Smaller Raises, Fewer Promotions

More men hold higher-paying, senior jobs on Capitol Hill

Emerging numbers from White House on salaries paint negative portrait of pay equality.

By Richard Spiropoulos

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piggy-bank

How to Avoid an IRA Early-Withdrawal Fee

These exceptions to the rule can save you money

Generally, withdrawing funds before age 59 ½ will cause you to get slapped with a…

By Sheiresa Ngo

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Photo: Shutterstock

Study: Women Are More Optimistic About Economy Than Men

Female entrepreneurs also use social media more to connect with customers

In a study done by American Express, women are more likely to be optimistic about…

By Kevin L. Clark

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after-school-daze-recent-grad-300x232

Financial Help for Out-of-State College Students

New service created to help students qualify for in-state tuition

Some companies are making an effort to alleviate the financial burdens faced by out-of-state students.

By Sheiresa Ngo

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lhh

Love and Hip-Hop Decoded: Controversy and Drama “Pays Off”

Soaring ratings meant a soaring paycheck for many cast members.

Are you surprised by these numbers?

By Tomika Anderson

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blue credit card

Fraud Protection: Stop ATM Skimmers With One Simple Move

The newest generation of skimmers can blend in with ATMs, making it impossible to notice when your card is being scanned by thieves

The latest ATM skimmers steal your card information and PIN without you noticing, but you…

By Patrick Austin

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Uber_transportation_300x232

Uber Lowers Prices to Compete with NYC Taxis

Fares are now cheaper for customers of popular transport company

The mobile car service app, Uber, has lowered its prices to offer car rides cheaper…

By Courtney Connley

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mobile payments

Report: Millennials, Minorities Lead Shift To Digital Banking

Blacks, Hispanics, young people lead growth in mobile, online banking

African Americans, Hispanics, and millennials leaders in mobile, online banking, report finds.

By Richard Spiropoulos

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10 money moves - savings_crop

Report Finds Differences in Retirement Savings Habits

Roth IRA investors tend to be consistent savers

A recent report shows in any given year, more than three in 10 Roth IRA…

By Sheiresa Ngo

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retirement

Caution: FTC Warns Against Pension Advances

Additional costs might not make this such a sweet deal

Many pension advances require that you sign over all or some of your monthly pension…

By Sheiresa Ngo

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beyonce-620-480

Black Celebs Dominate Forbes’ ’10 Most Powerful’ List

Who are the most powerful celebrities in the world at the moment?

Black celebrities dominate Forbes’ ‘Most Powerful List’ which includes Floyd Mayweather, Beyonce, Oprah and Dr.…

By Richard Spiropoulos

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credit-card-debt-management

Fourth of July: Declare Your Financial Independence

Resolve to get your finances in order once and for all

This July 4th holiday, the National Foundation for Credit Counseling is challenging consumers to seek…

By Sheiresa Ngo

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take-time-to-plan-your-vacation_942_449042_0_14087291_500

Vacation Scams to Avoid

Don't get taken for a ride

The promise of a getaway at no cost to you may have hidden charges or…

By Sheiresa Ngo

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black-businesswoman-620x480.jpg

Millennial Women Must Save, Prepare for Retirement

Suzanna de Baca of Ameriprise Financial details more on women and money

It’s important to create emergency savings, pay down debt, and lay down the foundation for…

By Sheiresa Ngo

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black-homeowners-300x232

Regulators Offer HELOC Guidance

Guidelines will help lenders and consumers transition

The Conference of State Bank Supervisors and the federal financial institutions regulatory agencies provided guidelines…

By Sheiresa Ngo

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irs

Tax Update for Nonprofits: IRS Introduces New 1023-EZ Form

Applying for 501(c)(3) tax-exempt status just got easier

The Internal Revenue Service recently unveiled an updated, shorter application to assist small charities with…

By Sheiresa Ngo

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(Image: Thinkstock)

Study: Millennial Women Face Finances and Balancing Challenges

Suzanna de Baca of Ameriprise Financial details more on women and money

Ameriprise Financial finds that millennial women have challenges managing money while Boomers are confidence in…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Graduates-african-american-college

Wells Fargo Survey: Female College Grads Earn Less than Men

Millennial women still feeling the effects of the gender pay gap

A Wells Fargo survey reveals female college graduates earn $20,000 less than male college graduates.

By Courtney Connley

Posted: Tags: , , ,
Couple-managing-bills-300x232

Most Consumers Don’t Understand Overdraft Penalty Plans

Pew report shows many don't remember even opting in

Recent report by Pew Charitable Trusts finds that more than 50% of consumers who incurred…

By Sheiresa Ngo

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seniors-smiling-couple

New Reverse Mortgage Rule Could Prevent Foreclosure

Updated guidelines allow some borrowers to avoid homelessness

Updated rules will give seniors in reverse mortgage plans relief from losing their homes.

By Sheiresa Ngo

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(Image: Thinkstock)

Summer Heat: Federal Student Loan Interest Rates Will Rise in July

Some borrowers will pay more, but there is a silver lining

Institute for College Access and Success’ (TICAS) Project on Student Debt has chart to help…

By Sheiresa Ngo

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WomanBusinessSleepStress

Report: Family Structure Impacts Financial Security

Findings: 49% of nontraditional families living paycheck to paycheck

Allianz Life Insurance Company of North America finds that 49% of nontraditional families living paycheck…

By Sheiresa Ngo

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TD Bank offers Franchise Financing Options for Veterans

Opportunities for Military Vets: Financial Coalition Formed

Companies and organizations including Visa partner to provide resources

Visa and other organizations partner to aid military personnel and vets in financial and career…

By Sheiresa Ngo

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black-enterprise-ikea-to-increase-minimum-wages

Ikea To Raise Company Minimum Wages In U.S.

Popular Swedish retailer is raising wages by 17%

Swedish furniture retailer is answering claims of economic inequality by raising the minimum wage level…

By Kevin L. Clark

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Fraud-300x232

Fraud: Fake Credit Union Operator Admits Guilt

Indianapolis resident Timothy Coughlin created several fake credit unions in an attempt to get rich…

By Sheiresa Ngo

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black-woman-with-child-piggy-bank

How to Talk to Your Children About Money

Use this strategy to ensure your children are on the right path with financial fitness.

By Sheiresa Ngo

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AARP and SBA Share Start Up Advice on Entrepreneurship for the 50 Plus

Senior Sensibilities: How to Talk to Aging Parents About Money

Use this strategy to help senior loved ones manage their finances in retirement

Talking about money can be challenging, but it gets even more tricky when it’s your…

By Leslie E. Royal

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Production Of Bitcoins By Mike Caldwell of Casascius

Bitcoin Evolves Into A Disruptive Digital Currency

Are you ready to accept Bitcoins into your wallet?

For those who haven’t been keeping up with Bitcoin, here’s some information to bring you…

By Kevin L. Clark

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student loan

Student Loan Relief: Bill Could Allow Bankruptcy Discharge

Borrowers might get some relief with proposed legislation

New bill calls for reducing student costs and makes it mandatory for colleges to make…

By Sheiresa Ngo

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MONEY

Match for Match: Get a 529 Plan Boost

Give your 529 Savings Plan a much-needed increase with these tips.

By Emerald S. Morrow

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Image: ThinkStock

Top 10 Slowest Housing Markets in the U.S.

Richmond, Va., and Hartford, Conn., hold leading spots

According to a recent study by real estate website Trulia, the top 10 slowest U.S.…

By Sheiresa Ngo

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(File)

NASFAA Offers Education Tax Benefit Guide

Resources seek to help families afford college costs

The National Association of Student Financial Aid Administrators (NASFAA) has resources that could help families…

By Sheiresa Ngo

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extra money

Report: U.S. Economy Contracted 2.9% In First Quarter

Data 'show growth rebounding in the second quarter, with improvements in home and auto sales'

According to forecasts, the U.S. economy is ripe for a boon, as numbers suggest that…

By Kevin L. Clark

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Life-Insurance-620x480

Report: Some Insurers Plan to Scale Back Living Benefits

Half of those surveyed plan decrease

According to a recent report, half of insurers surveyed plan to decrease number of product…

By Sheiresa Ngo

Posted: Tags: ,
piggy banks-300x232

Report: One in Four Consumers Has No Emergency Savings

Are you financially ready for a rainy day?

A recent report by Bankrate.com finds that one in four consumers have no emergency savings.

By Sheiresa Ngo

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Graduates-african-american-college

10 States with Most Student Loan Debt

Georgia, Maryland and D.C. top the list

Check out the top states that have the most federal student loan debt.

By Sheiresa Ngo

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Should your business charge credit card surcharges

5 Good Reasons to Axe a Credit Card Account

Sometimes it's alright to go against the grain

Most credit experts say it’s not a good idea to close a credit account, but…

By Leslie E. Royal

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He still rocks leisure suits and hates that "hippity hoppity" music. But you might want to listen to grandpa when it comes to handling money. (Image: ThinkStock)

Opening an Investment Account for a Minor

It's never too early to start

(Image: ThinkStock)
Although in most states children younger than 18 cannot legally buy stock or…

By Emerald S. Morrow

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shopping-620x480

How to Get Your Warranty Extended for Free

Don’t pay if you don’t have to

Let’s face it; extended warranties are expensive. Extra coverage on a new car, for instance,…

By Sheiresa Ngo

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know-your-banker

5 Savvy Steps to Correct a Bank Error

Whether it's in your favor or not, you'll want to reverse mistakes properly

Whether it’s in your favor or not, here are the five steps to correct a…

By Sheiresa Ngo

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black-woman-shopper-300x232.jpg

Sample Sale: 5 Tips for Grabbing a Good Deal

Don't get stuck with what’s at the bottom of the bin

Check out this strategy for navigating a sample sale and finding great luxe for less.

By Stephanie Young

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young black family at park

Three Insurance Options and What to Consider

Three specialty coverage options and what to consider before investing

Here are three specialty insurance policies you might want to think twice about before opening…

By Tamara E. Holmes

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know-your-banker

Capital One Will Stop Using ChexSystems

More consumers will have a shot at getting an account

If you’ve ever been denied a bank account, chances are the decision was made after…

By Sheiresa Ngo

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credit-card-use

Suze Orman Prepaid Debit Card Discontinued

Cardholders are no longer "approved"

If you own one of Suze Orman’s Approved cards, you might have a slightly annoying…

By Sheiresa Ngo

Posted: Tags: , , ,
black woman texting

4 Money Management Tips for Millennial Women

Young women tend to struggle with managing their cash

A recent study by Ameriprise Financial shows that millennial women are likely to feel stretched…

By Sheiresa Ngo

Posted: Tags: , ,
early-retirement-investing-620x480.jpg

Are Investment Motifs Good for Your Portfolio?

Explore whether idea-based investing is a viable strategy

What if you could invest in an idea, instead of a specific company, industry,…

By Bridget McCrea

Posted:
piggy-bank

What You Should Know About the Roth 401(k)

Determining when to pay taxes could make all the difference in your retirement nest egg

While many people save for retirement in a 401(k) plan because it lets them defer…

By Tamara E. Holmes

Posted: Tags: , , , ,
Credit Cards

The Lowdown on Investment Rewards Credit Cards

Weigh the pros and cons before making a decision

Anything that encourages you to save is a good thing. Or is it? Investment…

By Sheryl Nance-Nash

Posted: Tags: , ,

Women of Power

Image: File

Female Leaders Winning: Bethann Hardison, a Leader in Fashion

Fashion industry leader Bethann Hardison talks her journey to diversify the industry.

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black womna running with suit

United Nations Hosts Women’s Entrepreneurship Day

On Nov. 19, the UN celebrates female entrepreneurs of 144 countries.

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