Tag Archives: retirement planning

money books

Great Money Books to Read Now, If You’re Serious About Building Wealth

Great money books should always be on your reading list. Add these, on inspired retirement, what’s in your purse, and raising your child to be a millionaire to your personal library

If you are serious about your finances and building wealth, you should be reading at…

By Alfred Edmond, Jr.

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Investment Scams

Who Wants to Work Past 70?

You may have to.

Find out why 1 in 4 Americans expect to retire after 70, if at all.

By Safon Floyd

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Pt 2: The Best and Worst States to Retire

Study reveals states with best quality of life and lowest care costs

In addition to think about ‘how’ you want to live and retirement and in your…

By Stacey Tisdale

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Pt 1: Best and Worst States for Retirement

The most challenging places to grow old

While good planning and good health can make those things possible, in reality, the need…

By Stacey Tisdale

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What the Wage Gap Does to Women As They Grow Old

Women 80% more likely to be impoverished in retirement than men

Financial experts say the financial realities facing women mean they have to take extra care…

By Stacey Tisdale

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(Image: istock by Getty Images)

Viagra and Social Security? Why Uncle Sam May Owe You Alot of Money

Americans leaving thousands in unclaimed Social Security benefits

According to the Center for Retirement Research, Americans leave roughly $25 billion dollars in unclaimed…

By Stacey Tisdale

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[Study] Women Are Feeling Financially Empowered

More women trusting financial instincts

“In fact, American women and men have a lot to learn from one another, as…

By Stacey Tisdale

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Why Women Should Save Money Differently Than Men

Author Terrell Dinkins says ‘mars/venus’ rule should apply to finances

“Because of divorce, widowhood or remaining single, many of us will have to carry the…

By Stacey Tisdale

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Striking a ‘Rich’ Balance Between Saving for Retirement and Their Children’s Education

The Rich family finds the right balance between retirement savings and education costs

Parents feel a responsibility to help their kids get through college without an enormous debt…

By Stacey Tisdale

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

Ho Ho No! Parents Tapping Retirement to Buy Holiday Presents

Survey finds parents sacrificing short and long-term financial security

“Our long-term goals, such as retirement savings and having an emergency fund, should always take…

By Stacey Tisdale

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BrainBusiness620480

How to Reprogram Your Brain to Save Money

Moving past our natural tendency to avoid long-term planning

When it comes to managing the our brain’s hardwiring against saving, Klonz says the solution…

By Stacey Tisdale

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When One Spouse Retires First

3 tips for keeping the peace when you’re on different paths

Things can get tricky, however, when the person sleeping next to you does have to…

By Stacey Tisdale

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African American ‘Gen-Xodus’ and ‘Baby Boom Bail’ Coming for High-Priced Big Apple

High cost of living in New York City driving African Americans out

A study by the AARP finds that African American Gen Xers and Baby Boomers plan…

By Stacey Tisdale

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Retiring Your Debt Before You Retire

3 tips that can lighten your debt load

Research shows that workers with debt are worried about retirement. This story offers tips on…

By Stacey Tisdale

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Financial ‘Musts’ for Gen X Black Women

A girlfriend’s guide to building wealth

Gen X Black women, are feeling pinched, often balancing childcare, eldercare, and career. This story…

By Stacey Tisdale

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student loan debt

3 Steps That Take The Stress Out of Student Loan Debt

The power of the plan

This story offers 3 tips that are key to creating a plan to get rid…

By Stacey Tisdale

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‘Phased Retirement’ Growing Popular Among Baby Boomers

Transition into retirement with stress-free jobs

The last bunch of baby boomers just turned 50-years-old. As the group gears up for…

By Essence Gant

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5 Ways to Prep for Retirement

Consider these tips if you're near retirement

We know retirement is inevitable, but it can feel far away so we drag our…

By Essence Gant

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What You Should Know About the Roth 401(k)

Determining when to pay taxes could make all the difference in your retirement nest egg

While the Roth 401(k) resembles the Roth IRA as far as the tax situation, the…

By Tamara E. Holmes

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retire

5 Things to Know about Phased Retirement

Is easing into your golden years right for you?

Here’s what you need to know about phased retirement:
1) You’ll see whether your retirement savings is…

By Sheiresa Ngo

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