Parents and their college-bound children tend to dread one five-letter word as college acceptance season rolls around: FAFSA. The FAFSA, or Free Application for Federal Student Aid, which is released on Jan. 1 of each year, is a form families must fill out in order to qualify for federal college loans and grants, as well as a majority of scholarships and aid that are available. A lot of questions come up when filing this document, including the right time to fill out the FAFSA, whether you should complete it prior to filing your federal income taxes for the previous year and how to report savings. Weâ€™ve got you covered! BlackEnterprise.com spoke to Marcia E. Weston, Director of College Goal Sunday at YMCA of the USAâ€”a free, statewide volunteer program that assists students and families applying for financial aidâ€”on helpful tips to completing the juggernaut of college paperworkâ€”and getting more money.