Financial Intimacy - Are You Prepared To Become Financially Naked?

Prepare to Become Financially Naked

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Did you know that intimacy does not just apply to physical, emotional, or sexual contact with people in a relationship? Intimacy can apply to finances also, hence the term financial intimacy!

Possessing a joint account sounds like the ultimate climax of financial intimacy; however, it may be ideal for some relationships to practice financial abstinence. There might be secret details hindering someone from disclosing their finances.

Revealing your financial situation can present significant vulnerability. However, if you want to become intimate sexually, in the same way, this commitment should apply to being financially naked.

This entails disclosing the details of your present and previous financial situation. If someone is not ready to reveal this information, this does not offer the best kind of financial intimacy. Money issues should be dealt with on their own.

Combining your finances without sharing this data is similar to having unprotected sex without being aware of one another’s STD and HIV status…it is financial fornication!   


Importance of Financial Disclosure in Relationships


It is an open secret that issues connected to money lead to more disagreements between couples compared to any other matter in the family. It has been recognized as being among the key contributing elements to the reason couples divorce.

The truth is that in most instances, couples are not offered awareness on the essential skills to control and talk about their finances before getting married.

In many homes, discussing money is still thought to be an extremely taboo topic. Many couples cannot tell whether they are compatible financially with their partners before entering a serious relationship.

People handle their money differently and have different behaviors, beliefs, and patterns that form financial separation and pressure in a relationship. Typically, opposites attract in regard to how finances are managed by a couple, making them compatible financially.

It can be hard to create financial intimacy initially in one’s marriage. However, after this has been implemented, couples can become compatible financially, making the relationship thrive.


Guidelines for Forming Financial Intimacy


  • Attain knowledge and transparency regarding your financial beliefs and patterns.
  • Make an effort to comprehend and respect variations in the way your partner regards money.
  • Implement objectives that are well defined and distinct.
  • Discover a method of combining your financial abilities for you to work jointly as one team.
  • Create a money management strategy that offers the two of you information always.
  • Try and find solutions as a team, to solve issues. Be ready to negotiate.
  • Concentrate on common objectives.
  • Practice listening without passing judgment.
  • Talk about how to solve issues that might arise.


In any relationship, a healthy interaction with your finances is necessary. Truthfulness and open communication do not just raise physical and emotional intimacy, but also financial intimacy.

By The BOSS Network Influencer, Dr. Cozette M. White.

Dr. Cozette M. White is an acclaimed best-selling author, nationally recognized financial analyst and tax strategist, speaker and philanthropic who inspires individuals to live in purpose, embrace passion and achieve personal greatness through a balance in work and life.  White’s advice has been called upon by ABC and FOX television stations.  She has been featured on the numerous radio shows, a recurring voice by national brands such as Black Enterprise, Forbes, Women of Wealth, Upscale, The Huffington Post, and countless newspapers across the country.  Women of Wealth dubbed White, “Wealth Builders Extraordinaire.” Recently Dr. White was awarded the President’s Lifetime Achievement Award by President Barack Obama.  Learn more about Cozette via her website at Follow Dr. Cozette on Twitter @cozettemwhite