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About This Issue: Inside the Oval Office

It was the call I’ve been waiting for my entire career. “Derek, you have your 20 minutes with the president in the Oval Office,” Kevin Lewis, White House director of African American Media, told me.

The Homebuyers Toolkit: Money Attitudes and Budgeting

Last weekend I attended The Money Conference for Women in Hartford, CT. A 26-year-old woman stood up and shared how she is more than $60,000 in debt as a result of student loans and credit cards. She makes about $40,000 a year working for a non-profit and one of her immediate goals was to purchase a home. The keynote speaker, Michelle Singletary, a nationally syndicated columnist, told her to pump her breaks and focus on paying off her debt first. Her story is all too familiar. A lot of people want to take on more debt before addressing their current issues.

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