College

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Embracing Financial Responsibility

M’kisha Shell gets it now. As a single mom, she understands that it’s her responsibility to develop a financial plan for herself and her 5-year-old daughter, Kayla. The 26-year-old from...

Increasing Earning Power Through Education

Rafael and Janice Richardson of Montgomery, Alabama, have dedicated their lives to education. The young couple—he’s 32 and she’s 34—are both teachers. Up until last September, the Richardsons had a...

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