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Debt is never pleasant, but when you’re in a relationship and you share the bills, debt can have a bigger impact. It can put a strain on your relationship as well as your finances. Follow these tips for dealing with debt as a couple.
Black Enterprise talked to some of the wisest financial planners, investment advisers, real estate professionals, tax accountants, and insurance agents we know to gain their best advice for the months ahead. What follows is a collection of top tips from experts passionate about providing such guidance to clients, friends, and family. Read on to benefit from their timely recommendations.
Life on the bayou isn’t easy for the black fishermen who make their living harvesting oysters and catching shrimp along the Gulf Coast. Their work-worn hands and leathered faces illustrate just how tough their job is. Many, like Byron Encalade, president of the Louisiana Oystermen’s Association, come from families that have made their living on the water for generations. But everything changed on April 20, when BP’s Deepwater Horizon drilling rig exploded, killing 11 men and spewing about 200 million gallons of oil into the Gulf of Mexico. After several failed attempts, the sea-floor oil gusher was capped in July and sealed on Aug. 5. (A final seal was scheduled for September.)
To protect yourself from future market turbulence, it’s wise to hold a mix of various funds that own different types of stocks. And don’t forget bond funds, which can deliver lower risk to your portfolio. So, how do you gauge whether your portfolio is equally balanced in terms of the investments it contains—and the amount of your nest egg divided among various types of assets? In this article, you’ll read about investors who, while serious about securing their financial future, are in need of some help when it comes to balancing and properly allocating their holdings in a way that fits with their goals. black enterprise asked financial advisers to evaluate each of these investors’ strategies and suggest ways to navigate today’s uncertain markets.
This week on The Urban Business Roundtable, our newest UBR contributor, Renita Young, speaks with Donald A. Coleman, founder and CEO of Southfield, Mich.-based Global Hue, the nation's largest black-owned advertising agency.
