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  • Magazine

Why Living in the Moment May Sabotage Your Future

I can’t fathom why so many people are content with sabotaging their retirement plans. Yet year after year, hordes of young workers—not to mention a good number of mid-career professionals—refuse to put away enough money for the inevitable.

  • Magazine

Getting on Track

Tyvi Small is pursuing a doctorate in higher education administration. But when it comes to personal finance, he admits he could use a little after-school tutoring. The 31-year-old Knoxville, Tennessee, resident has a newly purchased home, a fulfilling job, and no credit card debt but he says he lacks financial discipline. As a single man with no dependents, Small spends more than he should— and therefore saves too little. Now, however, he’s determined to get his finances in order. “I entered the contest because I want to get my finances in the best shape possible. I want to get on the right track,” says Small, a diversity coordinator at the College of Business Administration, University of Tennessee.

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