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  • Magazine

Why Gay & Lesbian Couples Pay More

It was a day many couples dream of for Mignon R. Moore, 42, and Elaine Harley, 43, who exchanged wedding vows at a beachside ceremony in Los Cabos, Mexico, in 2012. The native New Yorkers had marked their 10-year relationship by obtaining a marriage license from the state. Unfortunately, they are not receiving all the benefits of a legal marriage because they have been living in Los Angeles for the past six years, where they are recognized not as spouses but as domestic partners.

  • Magazine

House Rich, Cash Poor

“As a family we were making great income and we took the money and invested in properties not thinking about the possibility that both of us could get laid off,” she reflects. Barrett says when her ex-husband was laid off in 2007 and then she lost her job in 2008, the couple had a lot available in credit, but not enough cash savings at the time, with only between $1,000 to $2,000 in savings. Barrett says: “We were swimming in debt and the tenants were not paying their rent. It was a domino effect from there.”

  • Magazine

Get a 529 Plan Boost

You know about the possibility of your 401(k) contributions being matched (typically by an employer), but did you know that your 529 savings plan contributions could be matched as well? Last year, Dun & Bradstreet Credibility Corp., which provides credit-building services to businesses, announced plans to match, up to a certain amount, its employees’ 529 plan contributions. While you might not be one of the lucky employees who can take advantage of this deal, you may be able to get a similar perk through programs right in your own backyard. Here’s how you can get a slice of the 529 plan match pie.

  • Magazine

Classic Notes

Coming to terms with her voice’s extraordinary potential was initially difficult for Cooper. “In the beginning it was staggering. I recognize I have this gift, but what do I do with it? It was a weighty responsibility and challenge.” The discipline of opera during her college career was also at times overwhelming. “I struggled academically. I spent long nights learning how to sing and convey emotion in a foreign language—convincingly. There were times I when I wanted to give up, but my parents and my teachers didn’t give up on me and I persevered.”

  • Magazine

Step by Step

Stephens first came up with the idea in 2010, a week after high school ended. He spent much of that summer mapping out the business, designing the shoes, and researching manufacturing options. Stephens incorporated the business in late 2011 and began selling shoes six months later. He came up with $25,000 in startup funding, which was gleaned from his own savings and that of his new business partner and college roommate, Malcolm Conner, 20.

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