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Why You Must Always Invest in Stocks

Bouncing back, in fact, is something that stocks have been doing for decades. Even before the bear markets of the 21st century, the U.S. stock market has endured a lot—world wars, numerous recessions, and innumerable crises—and still delivered solid returns. According to Morningstar, large-company U.S. stocks have produced annualized returns of nearly 11% for the past 30 years, through 2012. Going back to 1926, to include the Great Depression, annualized returns are around 10%.

Estate Planning With Your Children in Mind

Life insurance payouts can be used to pay off debts and loans, making it possible for homeowners to keep their property; finance a child’s college education; maintain a family business; and provide a steady stream of income for surviving family members.

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