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5 Steps To Creating Your Profitable Tech Start-Up

Black entrepreneurs must be creative, however, to advance to the next stage in the Innovation Economy. Here's five ways you can launch your venture or position your company to become a future industry leader

Minding Their Money

When Shannon Nash and her husband, Bill, got married in 1996 they began holding regular meetings about their finances. At the time, Bill’s job as a lieutenant in the Navy required him to be away from home for extended periods, leaving Shannon to tackle bills and execute the couple’s financial plan by herself. These meetings provided a way for them to reach an agreement about how to move their finances forward.

The Cutting Edge: Avoiding Credit Consolidation Scams

Scam artists prey on desperation. With the unemployment rate spiraling to its highest level in more than three decades, that desperation becomes more palpable as households scramble to get their finances in order. If you haven’t been disciplined enough to create a workable budget to get out of debt, or if you feel like you’re in over your head, a debt counselor or consolidation program may be right for you. But if you’re considering entrusting your finances to a complete stranger, exercising diligence is imperative.

Overcoming Life’s Debt

With $158,000 in debt outside their mortgage, Kenric and Christina Brooks of Charlotte, North Carolina, feel they are in a constant state of struggle.

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