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  • Magazine

Know Your History

Doug White is no investing novice. An entrepreneur whose 7-year-old company sells and services Apple computers  small and mid-sized businesses, White understands that markets don’t always go up. But when they dive, it still hurts. “I’ve lost more money in my pension this year than I’ve put in to save on taxes,” says the 53-year-old Pennsylvanian about his Simplified Employee Pension Individual Retirement Account. Even so, White resisted the urge to dump stocks. He and wife, Celeste, 52, believe the only way to a comfortable retirement is to cast their lot with the market. “We don’t come from affluent families; we don’t have anything to rely on other than our own planning,” says White, calculating that he may need to postpone retirement by five years to make up lost ground. “We have no choice but to stay the course.”

  • Magazine

Mad Science

Walton Isaacson (No. 8 on the BE Advertising Agencies list with $12 million in revenues) is a boutique agency, a Los Angeles-based company that also has offices in Chicago, New York City, and Tokyo.

  • Magazine

Escaping the Paycheck to Paycheck Life

“I shouldn’t be struggling,” admits White, who works as an office assistant for the chief of breast surgery at a local hospital earning $45,500 a year. “I was spending my money within four to five days after getting paid. Any money I set aside would be dipped into, so nothing was ever getting saved because I’d always spend it.”

  • Magazine

Can Young Black Men Be Saved?

Before David Muhammad graduated from elementary school, he was well on his way to becoming a statistic. Living with his divorced mother in one of the poorer sections of Oakland,...

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