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Creating a financial plan should be on everyone’s to-do list. Financial planning is not solely for the rich, nor should it be left up to your significant other. It is important for everyone—especially women—to develop a financial plan.
It is very common for a busy professional to feel overwhelmed with their job commitments and additional work. Here's how to manage.
Learn more Lexi Butler, how she landed a job at Airbnb, and how the Standford University grad ended up working for tech startups.
Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up 35%), it has the second-largest impact on your credit score. A credit utilization ratio measures how much credit you’re using compared to how much you have available. Your credit score decreases as your balance increases in relation to your total available credit. The more unused credit you have, the better your score because it shows creditors that you’re responsible. This makes you a better credit risk. It's best to utilize no more than 10% to 30% of your available credit.
Stacey Tisdale offers these easy tips for young professionals to incorporate into their financial lifestyles.
