How To Manage Finances For Senior Family Members
Finance leader Carla A. Harris reveals how to manage finances for the elderly.
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A Woman’s Guide to Money Management
Creating a financial plan should be on everyone’s to-do list. Financial planning is not solely for the rich, nor should it be left up to your significant other. It is important for everyone—especially women—to develop a financial plan.
Ask Sheree: How to Manage an Overload of Work
It is very common for a busy professional to feel overwhelmed with their job commitments and additional work. Here's how to manage.
Coffee With: Airbnb Project Manager Lexi Butler
Learn more Lexi Butler, how she landed a job at Airbnb, and how the Standford University grad ended up working for tech startups.
Managing Credit: Understanding Your Utilization Ratio
Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up 35%), it has the second-largest impact on your credit score. A credit utilization ratio measures how much credit you’re using compared to how much you have available. Your credit score decreases as your balance increases in relation to your total available credit. The more unused credit you have, the better your score because it shows creditors that you’re responsible. This makes you a better credit risk. It's best to utilize no more than 10% to 30% of your available credit.