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School Daze

Borrowing money to further your education—and by extension, your earning power—is what most financial experts refer to as incurring “good” debt. But even after Laquita Blockson earned her Ph.D. in business, the thousands of dollars she amassed in student loans and credit card debt didn’t feel so good. “I started my Ph.D. debt free, having never taken out a loan for my undergraduate or master’s degrees. I wound up leaving school with a great job, but also a lot of debt,” says Blockson.

What Matters Most to Venture Capitalists

To gain advantage over other startups, you need an understanding of your market, a business plan, and a strategic plan for targeting venture capitalists.

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