Browse 7801 search results
On November 4, 2008, Americans of all race, creeds and colors voted for change – and we poured into the streets with absolute joy and pride in what we accomplished as a nation. It was a proud and profound moment for America. But we cannot rest on the laurels of 2008 and expect that to sustain our objectives into the future.
The buy-now, pay-later mentality of credit cards has been a major factor in reckless and irresponsible consumer behavior. Replacing layaway plans with easy access to high-interest credit has had devastating consequences for lower- and middle-income families, and black people in particular. The public embarrassment of buying goods on layaway (an admission that you were too poor to just buy what you wanted outright), has been replaced with the private shame of crushing credit card debt.
There’s a monster lurking in the shadows. The million-headed beast reveals itself from the midst of darkness, propositioning you to join its alliance. But the gushing saliva, malodorous breath, and scaly skin frighten you, prompting you to flee shrieking in fear.
