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  • Magazine

Plan the Life You Want!

After reading the August 2012 Black Enterprise Financial Fitness Contest winner’s story, Michael McElroy, 34, and his wife of three years, Nia, 38, realized they were not saving nearly enough for the life they pictured in retirement. The August winner had already amassed $80,000 for retirement and earned $63,000 less than the Houston couple. “I’ve always read these case studies and a lot of times people who make less money have more savings, and it intrigues me,” says Michael, explaining why he and his wife sprang from bed at 1:50 a.m. to apply online for the contest.

  • Money
  • Magazine

Keeping Up With the Jacksons

While some people define disposable income as the money they have left over to spend, Portia and Kyron Jackson define it as the money they have to save.

  • Entrepreneurship

5 Best Buys in Home-Based Franchises

In addition to low startup costs, what makes franchises operated out of the home appealing to would-be entrepreneurs are flexible working schedules and low overhead costs. Since the franchise owner doesn’t need commercial space, at-home franchises typically require little to no inventory.

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