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Make a Commitment to Invest in Yourself

This is the season when people ring in the New Year with champagne toasts and make resolutions to discard bad habits and achieve ambitious goals. For most, however, it’s merely a feel-good ritual, since research shows that 88% fail to keep such pledges. As for me, I’ve always taken my commitments—especially those to myself—very seriously.

Out of Sync

In February we saw headlines about the DOW JONES industrial average reaching its highest level in nearly four years, eventually surpassing the 13,000 mark. A few media outlets were optimistic that it would rise to its all-time peak.

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