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“I started a lawnmower business with a friend in junior high school because money was hard to come by in my family, and jobs were hard to come by in the community in the mid-1960s. We learned that we could create our own,†says McKinney.
Latonda Henderson has been contributing to her 401(k) ever since she finished college and began working at a company that offered a deferred contribution plan. Since age 22, “I’ve been participating in a 401(k) plan. My father told me to start now and that’s what I did.â€
Understand your risk tolerance, because most people’s portfolio allocation is not consistent with their risk tolerance.
Depression is more intense than the normal feelings of sadness or loneliness that everyone experiences occasionally. It is also different from the grief experienced within two months of the loss of a loved one. Major depression, also called clinical depression and one of the most common forms, decreases quality of life, impairs mental acuity and occupational and emotional functioning, and robs sufferers of experiencing their full potential. Usually precipitated by a traumatic life event or other trigger, an episode of clinical depression may occur only once in a person’s lifetime. But more often, it is a persistent, ongoing experience, with episodes that last for up to two years and that worsen without treatment.
Targeting millennials? Buzz Marketing CEO Tina Wells helps you get into the minds of your customers
