Money

Photo by Lonnie C. Major

Nailing It?

Duo looks to make their polish a beauty industry best seller

With just $2,000 from their personal savings, H. Ginger Johnson and Sara “Liz” Pickett have…

By BLACK ENTERPRISE Editors

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In recent years, more states have placed a focus on personal finance education in our nation's schools, but only 13 states require that a personal finance course be taken as a high school graduation requirement according to the National Council on Economic Education. Although that’s up from seven states in 2007, there's still much to be done.  BlackEnterprise.com and Ylisa Sanford Seymour, CFP Senior Financial Advisor at Ameriprise Financial Services Inc., created some tips to help parents instill the value of money in their children and help them grow into fiscally responsible adults.--LaToya Smith

4 Tips for Raising Money-Smart Children

You're never too young to start learning about how to save

In recent years, more states have placed a focus on personal finance education in our…

By LaToya M. Smith

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Skilled orators are savvy marketers by definition. Take for instance, Shawn “Jay-Z” Carter. The rapper-turned-businessman can deem a product cool or passé simply by how he flips it in a verse. But does Jay-Z co-signing a brand in rhyme necessarily equal a boost in its respective sales? Here, BlackEnterprise.com takes a look at some products that have been name-checked by the influential orator over the years, and how they fared in the aftermath. —Alvin Blanco (Images: Getty)

Jay-Z’s Marketing Power Decoded

Some people merely speak things into existence, but the influential music mogul speaks brands into profits

Skilled orators are savvy marketers by definition. Take for instance, Shawn “Jay-Z” Carter. The rapper-turned-businessman…

By Alvin Blanco

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The Statute of Limitations on Debt

Make sure you know the rules of how to deal with long-term debt

The statute of limitations. You’ve most likely heard the term before, but you may not…

By Sheiresa Ngo

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New Bank Fees? No Problem. You Can Still Get Free Checking

Look for the loopholes and don't get charged for accessing your own money

You might see a new addition to your checking account in a few weeks. No,…

By Sheiresa Ngo

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Rescuing Communities of Color

The whole world prepares for Obama's first State of the Union Address of 2011 and his plans for our financial recovery

With less than a week before President Obama’s State of the Union Address, political and…

By Derek T. Dingle

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4 Things You Might Not Know About Credit

Think you know everything about credit? You might be surprised by these overlooked options

How much do you know about credit? Below are four things you might not be…

By Sheiresa Ngo

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Sure, the holidays were a lot of fun. You ate great food, spent time with family, and you gave and received some fabulous gifts. Fast forward a few weeks to mid-January. You just got your credit card statement from December and it's not pretty. Although the season was grand, your bank account is looking quite anemic. All that giving and celebrating caused your finances to take a major hit. Here are five tips on how to recover from your holiday debt hangover. —By Sheiresa Ngo

How to Survive the Holiday Debt Hangover

Spreading holiday cheer last year may have spread your pockets too thin this year. Here are 5 tips to stay out of the red.

Sure, the holidays were a lot of fun. You ate great food, spent time with…

By Sheiresa Ngo

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6) The rich versus the wealthy: Chris Rock says there's a big difference between rich and wealthy. (Remember? “If Bill Gates woke up with Oprah’s money he’d jump out a [bleeping] window.”) Maybe not; but White believes the true definition is when you no longer have to work for your money; instead your money works for you, your children, your grandchildren... "If you can invest and have your money yield whatever the prevailing interest rate is on that amount at the time, say 3%, and you can live off that interest, you're on your way to being wealthy.”

4/11: 11 Ways to Get Your Money Right for the New Year

Time to get serious about your money matters. Here's how!

With 2010 logged into the history books, it’s time to look forward to the future…

By Elayne Fluker

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WATCH: How Estate Planning Protects Your Family

The key components you need to put in place

As tough as it is to hear, the reality is that none of us are…

By Elayne Fluker

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The holiday shopping season is over and the New Year has begun. Reaching your financial goals starts with getting a clear picture of where you are today. Guessing and estimating will not do; you need to know exactly where you stand financially, to the dollar if not to the penny, not in your head, but on paper (even better, on computer). To increase your wealth by December 31, 2011, here's what you need to do NOW. --Alfred Edmond Jr.

5 Steps to a Richer 2011

Reaching your financial goals starts with getting a clear picture of where you are. Here's what to do NOW!

The holiday shopping season is over and the New Year has begun. Reaching your financial…

By Alfred Edmond, Jr.

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For more 4/11 coverage, read: 4/11: Green Machines - 11 Eco-Friendly Cars for 2011 4/11: 11 Life-Altering Trends to Watch For in 2011 4/11: Get Your Money Right - Financial advice for 2011

4/11: Leaders of the New School

Schools in session! See why these 11 young, innovative leaders will soar in the new year

With 2010 logged into the history books, it’s time to look forward to the future…

By Janel Martinez

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Your 2011 Debt Crisis Guide

If you're deep in debt and you've run out of options, use this guide as part of your plan of attack

It’s a New Year and time to make good on promises to order your finances.…

By Sheryl Nance-Nash

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Taking Control

Kyla Acie knows how to save, but she needs to set investment goals for retirement and her child�s education

Investing for long-term goals is important to Acie. Many African Americans, regardless of age or…

By Carolyn M. Brown

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The Lipscombs (Photo by Kevin Allen)

Paying for the High Cost of Higher Education

Brenda and Mike Lipscomb relocated from New Jersey to Maryland in 2007 for better employment…

By Carolyn M. Brown

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For more holiday tips, read: Holiday Bonuses: A Thing of the Past or on the Comeback? Holiday Entertaining on a Budget  Holiday Gift-Giving Made Easy

‘Tis the Season to ‘Buy Black’

The Anderson family shares tips on how to check "shop at Black-owned businesses"

Blackenterprise.com spoke with the Andersons, founders of EE, about the importance of supporting black-owned businesses,…

By Janel Martinez

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WATCH: Swizz Beatz On the Beauty of Investing in Art

The mega-producer shares the do's and don'ts of making wise art purchases

BlackEnterprise.com caught up with music and art connoisseur Swizz Beatz while the mega producer-come-NYU professor…

By Anslem Samuel

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Your Get-out-of-Debt Checklist

Celebrate the New Year by resolving to attack debt with these simple steps

A new year is almost upon us. If you’re struggling with a mountain of debt,…

By Sheiresa Ngo

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Holiday Bonuses: A Thing of the Past or on the Comeback?

Some employers have found creative ways to show their appreciation other than cash, while others stick to the script.

Just a few years ago, it was pretty standard practice for companies to dole out…

By Anslem Samuel

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Opinion: Student Loans Should NOT Be Discharged in Bankruptcy

Students in financial trouble do deserve a break. But bankruptcy is not the answer

The last thing a young person needs on their credit report coming out of college…

By Alfred Edmond, Jr.

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How To

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How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

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Dealing with a Recruiter: 5 Simple Do’s and Dont’s for Landing the Final Interview

Aisha M. Taylor, co-founder of TAYLORMade Professional Career Consulting, shares tips for job candidates going…

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