How To Have “The Talk” With Your Teen


Teach our youth to value earned money over gifts or loans. The latter have their place–and their price. The best money is earned, not freely given. Loans must be repaid, often with interest and fees. Gifts nearly always have strings attached (which is why your parents wouldn’t allow you to accept gifts from your friends without checking with their parents, if at all.) Once you’ve provided for their basic needs, require your kids to work for everything else, by getting on the honor roll, doing extra chores, starting a business, picking up age-appropriate part-time jobs–anything that requires them to put in time and effort to get paid.

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