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College Finance 101: A Money-Saving Crash Course for Parents

HBCU1 It’s great that you’re still basking in the warm, proud glow of your child’s high school graduation. Brace yourself, though. Come autumn, the cold realities of paying for college are sure to come rushing in. As you’re no doubt aware, higher learning comes at a high price. The latest report from the College Board puts average total charges at $14,333 a year for public colleges and $34,132 for private schools. But there’s no need to worry.

Financial Desperation Can Derail Your Retirement Plan

I have never been a fan of the old saying, “Desperate times call for desperate measures.” Too often, I’ve found that acts rooted in desperation cause seemingly rational people to sabotage their future. Yes, it’s true; we’re coping with the most hostile economic environment our generation has ever faced. Today’s tough economy, however, is no excuse for making decisions that may ultimately wreck our long-term financial health.

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