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Financial Challenge

Sophonia Hardaway saves for her daughter’s ­college education as a way to honor her own father. “He paid for my college education with cash. I never had any student loan debt,” she says. Hardaway earned a bachelor’s degree in computer science from North Carolina A&T State University and a master’s in computer engineering from Loyola University Maryland. “I want to do the same for my daughter.”

Closing The Gap

Maisha And Eric Davis made a major move last year, literally and financially. “We bought our first home, a three-bedroom house in Baltimore. It’s in a quiet neighborhood, with a...

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