Master Drummer Ralph Rolle Turns His Baking Passions Into The Soul Snacks Cookie Company

Master Drummer Ralph Rolle Turns His Baking Passions Into The Soul Snacks Cookie Company


Ralph Rolle is living proof that passion is all the wealth you need.

Originally from The Bronx, New York— one of the birthplaces of hip-hop—Rolle has made his mark within the music industry as a master percussionist, writer, producer, teacher, and motivational speaker.

From making music with the likes of Nile Rodgers and Chic and Aretha Franklin to capturing audiences as a resident band member for NBC’s It’s Showtime at The Apollo for over 15 seasons, Rolle has had an incredible four-decades long career.

Today, Rolle is building an enterprise out of a long-lived passion—baking for the soul—as the CEO of The Soul Snacks Cookie Company.

(Photo courtesy Soul Snacks)

In 1996, Soul Snacks Cookie came to life. The concept, inspired by the soulful and comforting rhythms of music, has a personal, yet long-standing history. At an early age, Rolle found a love for baking through his mother and maternal grandmother. While settling in Renaissance Harlem, Rolle’s Georgia-born grandmother brought her Southern traditions and baking talents to the kitchen. Rolle was able to learn recipes dating back to the early 1900s.

(Photo courtesy of The Soul Snacks Cookie Company)

In carrying on his mother’s and grandmother’s legacy, CEO Rolle is offering a variety of soul-enticing traditional and new flavors: Georgia Oatmeal Raisin, Peanut-Peanut Butter, Down Home Double Chocolate Chip, Ebony and Ivory Almond Cookie, Grampy’s Chocolate Peanut Butter Cookie, French Cocoa Chocolate Chip, Miami Raisin Walnut, Chunked Up Chocolate Walnut, Cranberry Oatmeal Raisin, Joyful Gingerbread, and Sweet Potato Cookies.

In a nationwide roll out campaign, the Soul Snacks Cookie Company will hit the shelves of over 700 Wal-Mart stores across the country on April 1.

BLACK ENTERPRISE spoke with Ralph Rolle about his entrepreneurial journey and his nationwide rollout.

How did you come up with the name of your company?

The Soul Snacks name came to me by way of the music and the comfort of a good and memorable snack. I am a huge Al Green fan. Al Jackson Jr., the drummer/writer/producer with Mr. Green and co-founder of Booker T. & the MGs is someone that brings the soul to every song he plays. I felt like, “If I could be the kind of drummer/writer/producer that Mr. Jackson is for Al Green then I’m headed in the right direction with all that I am doing.”

Our cookies have been known to make a person dance when tasting them, so the name just kind of hit me. A soulful snack is what I want people to taste when they taste one of our cookies and feel when I’m playing a song. It’s all about putting smiles on people’s faces when I’m playing or with one of our cookies. I’ve always loved to make people smile. That’s why most of us who are musicians and bakers do what we do. To make people happy.

 

How does music, cooking, and Soul Snack Cookies co-exist in your life?

My music, life, and my cookie life co-exist because of the people that I have in my life. My wife, my daughter, and my friends, especially my wife, have given of themselves and their precious time to be there for me. I don’t see how any of what I do is at all possible without them. Teamwork and their belief that Soul Snacks could and would be an international brand is how I got this far. I could never say that this journey was mine and mine alone. That’s how I manage to co-exist.

(Photo courtesy of The Soul Snacks Cookie Company)

Your grandmother played a pivotal part in the recipes that brought Soul Snacks Co to life. How does her legacy continue to live on through your company?

Grampy or Gramps, is what we called her. She held us all together through faith and passed her wisdom and knowledge on to all of us. Recipes for life that we still live by.

My cousin, Vincent, and I were the youngest. Grampy would sit us at the kitchen table on phone books and give us the job of licking the batter from the mixing bowl where we would take our fingers and clean that bowl so well that it looked as if you didn’t need to wash it. That taste, the smell of what was being baked, stayed with me. I never wanted those times to go away. I learned how to bake from watching Grampy and my mother. The Chocolate Chip Cookie, Chocolate Peanut Butter Cookie and Oatmeal Raisin Cookie recipes that people are tasting date back to the early 1900’s.

From that base, we’ve created 17 new flavors. Grampy’s Chocolate Peanut Butter Cookie is named after her. I wanted to pass her legacy onto the world by continuing to bake and create new products.

What have you enjoyed most about being an entrepreneur?

I absolutely enjoy the dream at work and in real-time. When you decide to follow the thought of doing something outside of what is your career or job, that’s the birth of an entrepreneur. When the idea is conceived from your mind and your soul, there is an excitement and fear that hits you simultaneously. The excitement is when you’re about to put your passion, time, and energy into something that you truly believe in. The physical and mental delivery of your thought and idea to people you don’t know is scary and so exciting at the same time. People who decide to be in business for themselves, an entrepreneur,, and stick with it through the ups and downs will grow from the journey.

Starting the cookie company wasn’t a Plan B. It was Plan A1. I kept my passion 100% for both. What you will find is that success isn’t predicated on how much money you make but in finishing the thought. That’s how I think, and how most entrepreneurs think. It’s not money first…it’s finishing the thought.

(Photo courtesy of The Soul Snacks Cookie Company)

With the nationwide expansion of Soul Snacks Co underway, what does that mean to you as an entrepreneur?

This nationwide expansion to Walmart and Kroger, as well as the other outlets that my partners and I are negotiating, puts Soul Snacks in front of a huge and new audience. This is what many entrepreneurs dream about. My goal is to teach others what it takes to get here and do away with the ideas of what someone else may think of you and tell you that thinking crazy and it can’t be done. In my opinion, the most dangerous 4-letter word in the English language is “CAN’T!” Let’s first get rid of that word CAN’T from your life and you will see how you and your life will change.

As we are continuing to grow, we are expanding in The Bronx, New York, with a bigger baking facility that will be used for wholesale, retail, and a culinary arts school. Bill Yosses, the former pastry chef for the Obamas for both terms, is my partner in the culinary program. We are also expanding internationally. We plan on growing the company while at the same time, helping communities around the world. We’ve donated $25,000 to farmers in Africa who produce a huge percentage of the cacao production in the world that don’t see the true fruits of their labor.

What challenges have you had to overcome during your journey?

The biggest challenge was the death of my mother, Rose Rolle. She was such an independent, strong, and caring person. She assumed the role of both mother and father. She had to. She cared about everyone in the neighborhood and raised me, my sister Yvonne, my brother, Howard; and my sister Yvette, by herself in Bronx River Houses.

Her dying at 55 took so much of the wind out of my sail and closed the light in my heart to where it looked like nothing mattered anymore. I felt like my life was over at 23. For 10 years, I walked around with a smile but inside, I was dead.

The day I begun to overcome her not being here was the day that I had enough of feeling like nothing or no one mattered. I started talking to myself and I swear it felt like I was having an outer-body experience. “What in the hell are you doing,” was the first words out of my mouth. “Why are you doing this to yourself? Your mother would be furious if she saw you acting like this and doing the horrible things that you’re doing!” That conversation with myself was the moment I decided to not take a single day for granted. No day is a promise that you will see that day or the next. I overcame 10 years of depression and I’ve been on a lifelong journey to teach, through my example, that all is possible if you just get out of your own way.

What advice would you give young creatives who are looking to pursue the world of entrepreneurship? 

The first piece of advice is, build your idea from a place of passion and not monetary gain. Money will come and money will go but your passion will live forever. Don’t be afraid to fail. Your mistakes will be your growth. Get out of your own way. There will be haters. That’s good for your growth because they are part of the real world and they’re not going away. You must learn to keep your honor and dignity intact. Think about what your life would be like if everything was perfect. I’ll pass on perfection and take the bumps and the bruises. Those bumps and bruises and missteps help you to mature as a human being…if you find the lesson in the pain and use it in a positive way.

And lastly…never lose the connection to yourself. See that person in the mirror as being important, positive, and full of ideas and passion in every single day.

Meagan Good Shares Scare with Uterine Cancer, Spot the Early Signs

Meagan Good Shares Scare with Uterine Cancer, Spot the Early Signs


Actor, director and activist Meagan Good has partnered with FORCE, SHARE, Black Health Matters and Eisai Inc. on the Spot Her® campaign to help raise awareness about endometrial cancer, the most common type of uterine cancer.

The initiative aims to empower people across generations and cultures to spot the potential signs early, when it may be more treatable. After having a uterine cancer scare, Meagan understands firsthand the importance of maintaining routine exams, speaking to a doctor about any concerns, and educating herself and others about gynecologic health. Through Spot Her, she hopes to help end the silence surrounding endometrial cancer, which is on the rise, particularly among communities of color.

Meagan’s uterine cancer scare came about during a routine visit to the gynecologist who discovered an abnormality in her uterus, according to a press release. Testing determined the tissue could potentially become cancerous so it was removed. This scare has led Meagan to be more conscious about her gynecologic health, including monitoring for concerning symptoms and speaking with a doctor as soon as they arise.

“Gynecologic health is an important conversation to have at any age, but it’s not often discussed, especially in the Black community,” said Meagan.

“I’m not afraid to have open and honest conversations with my friends, family and doctor about gynecologic health and I want to encourage everyone, particularly the Black community, to do the same so more people can identify potential signs of endometrial cancer early. As women, it’s important that we support each other, speak up about gynecologic symptoms, and advocate for our health when visiting our doctor.”

The symptoms of endometrial cancer, and other gynecologic cancers, can be easily overlooked or mistaken for other conditions. Some common signs of endometrial cancer may include abnormal bleeding, spotting or brownish discharge after menopause, as well as irregular or heavy bleeding before menopause, and pelvic pain or pressure. Additionally, many women with endometrial cancer have reported that their symptoms were dismissed, and they felt unable to discuss their experiences due to stigma against talking about gynecologic health.

Identifying symptoms and seeking help is particularly important for the Black community, where there are significant disparities in health care. Only 53% of Black women with endometrial cancer receive an early diagnosis which may be due to a number of intersectional factors, including a lack of dialogue with friends, family, and their doctors about gynecologic health.

As part of the campaign, Meagan is participating in the Spot Her virtual walk, which encourages people to take literal steps towards increasing awareness about endometrial cancer. For every mile logged (up to 20 miles per participant) through the Charity Footprints website, or for each use of #SpotHerforEC on social media, Eisai will donate $1 (up to $20,000) between FORCE and SHARE, which provide support for people living with endometrial cancer. The Spot Her virtual walk will take place from Mar. 30, 2022 – June 22, 2022 and Charity Footprints is offering free registration to the first 1,000 participants. To participate in the virtual walk, visit www.CharityFootprints.com/SpotHerForEC to register and join the conversation online by using #SpotHerforEC on Facebook, Instagram, or Twitter.

“As a gynecologic oncologist, I know all too well the impact endometrial cancer has on those diagnosed with this disease, as well as their loved ones,” said Ginger J. Gardner, M.D., chair of the Foundation for Women’s Cancer, and vice chair of the Department of Surgery at Memorial Sloan Kettering Cancer Center in New York.

“Uterine cancer incidence rates are on the rise among all women in the United States, and especially among communities of color. It is important for people to openly discuss their gynecologic health concerns with their doctors so that diseases like endometrial cancer can be spotted early, when they may be more treatable, particularly so for members of the Black community, who are more likely to be diagnosed with aggressive cell types.”

“Now in its second year, the Spot Her campaign exemplifies Eisai’s human health care mission to put patients first and address the unmet needs of those who are underserved. Partnering with SHARE, FORCE and Black Health Matters empowers our efforts to better understand the unmet needs in these communities and help address them,” said Teresa Cronin, vice president of Corporate Communications and Patient Advocacy at Eisai Inc.

“By raising our voices in unison with organizations that share our commitment to educating about endometrial cancer and helping to address intersectional factors contributing to disparities in care, we aim to make a meaningful difference for those who need it most.”

Powerhouse Women Share The Keys to Climbing Up The Corporate Ladder at The Women of Power Summit


BLACK ENTERPRISE Women of Power Summit 2022 presented Ladder Up: The Right Strategies to Get You to the Next Level where an expert panel of Black women leaders in business came together to share jewels of wisdom and encouragement on how to successfully rise up the ranks at work.

Image: The Tyler Twins for Black Enterprise Women Of Power 2022

Climbing the corporate ladder isn’t always as straightforward as it seems, and hard work alone isn’t going to get you there. But BLACK ENTERPRISE put together a group of master achievers who offered insight on the strategies that can be the most effective when looking for a promotion.

The empowering discussion was moderated by the Founder & CEO of Crawford Leadership Strategies and author of Show Your Ask, Joyel Crawford. Panelists included Chief Diversity, Equity & Inclusion Officer,
UnitedHealth Group, Joy Fitzgerald, CEO and President at FedEx Custom Critical, Ramona Hood, and President at Simmons University, Lynn Perry Wooten, Ph.D.

Topics put on the table tackled how to be the most effective with your climb up the corporate ladder, strategies to take, myths about Black women’s promotion in the workplace, and the importance of remaining true to your authentic self.

Fitzgerald explained the types of hurdles workers should consider when working to obtain higher pay and position.

“To get promoted and advanced it might mean that you have to raise your hand and take the job that no one wants,” Fitzgerald said. “And when you take it, slay it.”

Image: The Tyler Twins for Black Enterprise Women Of Power 2022

She also reminded the room about the importance of working with others and not taking the full load on your own.

“We can only accomplish loneliness from working by ourselves,” Fitzgerald said. “Build a team that makes you better.”

The corporate leaders broke down the myths that come along with a Black woman’s journey to succeed in corporate America including why “performance is not enough,” and how “distancing yourself from other Black people is not the key to success.”

Fitzgerald teased her upcoming book while educating the guests on the importance of finding your “authentic rhythm.”

“I had to figure out my authentic rhythm,” she said. “Your authentic rhythm is power. You can’t be scared of it.”

Image: The Tyler Twins for Black Enterprise Women Of Power 2022
Image: The Tyler Twins for Black Enterprise Women Of Power 2022
Image: The Tyler Twins for Black Enterprise Women Of Power 2022

Video Shows Jada Pinkett Smith Laughing After Will Smith Slapped Chris Rock


A new video has emerged showing Jada Pinkett Smith laughing after her husband, Will Smith went on stage and slapped Chris Rock in the face at Sunday’s Academy Awards ceremony.

A video was posted on TikTok earlier this week that shows a different angle of the now-infamous incident. A user by the name of justinunsworth1 posted the video clip. In the footage, Pinkett-Smith is apparently laughing when Rock says, “Wow, Will Smith just smacked the s–t out of me!”

@justinunsworth1 #oscars #oscarserraofficial #chrisrock #willsmith #fyp #tiktok #foryoupage ♬ original sound – Justin Unsworth

Meanwhile, another video clip of the incident’s aftermath has circulated. A TikTok user, sincerelyordinary posted footage of Rock looking extremely uncomfortable after he was hit by Smith.

@sincerelyordinary imagine you are slapped and there is violence in front of 50 million people , it is deserve it ? #chrisrock #willsmith #oscars #foryou #jadapinkettsmith ♬ worldstar money – favsoundds

With all the buzz after the encounter, officials from the Academy Awards admitted that Smith “was asked to leave the ceremony and refused,.”Disciplinary proceedings against Smith have also begun, Variety reported.

Here’s the Academy’s statement:

The Board of Governors today initiated disciplinary proceedings against Mr. Smith for violations of the Academy’s Standards of Conduct, including inappropriate physical contact, abusive or threatening behavior, and compromising the integrity of the Academy.

Consistent with the Academy’s Standards of Conduct, as well as California law, Mr. Smith is being provided at least 15 days’ notice of a vote regarding his violations and sanctions and the opportunity to be heard beforehand by means of a written response. At the next board meeting on April 18, the Academy may take any disciplinary action, which may include suspension, expulsion, or other sanctions permitted by the Bylaws and Standards of Conduct.

Mr. Smith’s actions at the 94th Oscars were a deeply shocking, traumatic event to witness in-person and on television. Mr. Rock, we apologize to you for what you experienced on our stage and thank you for your resilience in that moment. We also apologize to our nominees, guests and viewers for what transpired during what should have been a celebratory event.

Things unfolded in a way we could not have anticipated. While we would like to clarify that Mr. Smith was asked to leave the ceremony and refused, we also recognize we could have handled the situation differently.

Asia Thomas Is the 1st Black Woman to Own a Subway Franchise in Duluth, Georgia

Asia Thomas Is the 1st Black Woman to Own a Subway Franchise in Duluth, Georgia


Asia Thomas, an entrepreneur and a single mother of three, owns and operates the first Subway franchise in Duluth, Ga. that is owned by a Black woman.

Thomas graduated college from Clark Atlanta University and earned her MBA from Florida International University. She has been working a corporate job since then. But then the pandemic happened and she was one of the many who weren’t able to go to work in person. That’s when Thomas started to look for other ways to earn money to provide for her family.

“I met a young, Black woman who worked for Subway headquarters. She encouraged me to apply and so I just happened to submit an inquiry. It was almost like it was destined to be,” Thomas told We Buy Black.

Thomas immediately saved up and worked on becoming a franchise owner. Coincidentally, she found an existing Subway franchisee who wanted to sell his restaurant due to its low revenue. Thomas purchased it, having confidence that she could turn it around.

Indeed, Thomas was able to double the franchise’s profits within just one month since she took over. That is despite having to operate the store alone at that time when the previous staff left apparently because they doubted her for being Black and young.

Now, Thomas focuses on increasing profits, buying more franchises, and encouraging others to do so as well.

“I’m definitely going to buy more,” she said.

“I would feel like a quitter if I didn’t buy more.”

This article first appeared on Blackbusiness.com

Todd Bowles to Take Over As Newest Black NFL Head Coach Of Buccaneers


There’s another Black head coach in the NFL as Tampa Bay Buccaneers head coach Bruce Arians’ sudden resignation has paved the way for Todd Bowles, a veteran coach, to take over.

On Wednesday evening, Arians informed his coaching staff and players about becoming the team’s senior football consultant. With this adjustment, the Buccaneers promoted Bowles, the team’s defensive coordinator, to replace Arians.

“I am appreciative of the Glazer family and Jason Licht for having faith in me to take on this role, and to Coach Arians for his support and guidance over the past four decades,” said Bowles, 58, in a written statement.

“Tampa has become home for my family, and we are excited to remain part of this community for years to come,” he continued. “As an organization, we have all the pieces in place to continue the winning standard that has been established here in recent years. I am eager to get started with our players, coaching staff, and front office in preparation for the 2022 season.”

In 2015, Bowles was hired as the head coach of the New York Jets. In his first season, he led the team to a 10-6 record, a 6-game upgrade from the previous season. Bowles left the Jets in 2018 with a 24-40 record.  He’s been the Buccaneers’ defensive coordinator since 2019.

“Todd is a great football coach and I know he will do excellent things here with the Buccaneers,” said Arians, who won a Super Bowl during his stint in Tampa. “The coaching staff has been crucial to the success we have enjoyed here the past few seasons. Coaching is about teaching players, and this staff has some of the best teachers in the business.”

According to recent reports, in a move to possibly combat former Miami Dolphins head coach, Brian Flores‘ discrimination lawsuit, the National Football League assembled a diversity hiring committee to review its hiring practices.

Black-Owned Funeral Home Partners With Genealogist to Preserve Black History By Means of Funeral Programs

Black-Owned Funeral Home Partners With Genealogist to Preserve Black History By Means of Funeral Programs


Dr. Valarie Richardson, Earl Richardson, Jr., and Alex Richardson, the owners of Richard Funeral Home are working with Dr. Antoinette Harrell, a respected historian and genealogist, to help preserve Black history by means of their collection of funeral programs and obituaries.

Based in Amite, La., the funeral home contacted Dr. Antoinette Harrell regarding their collection of funeral programs and Harrell provided her genealogical and historical preservation expertise.

Later, the decision was made to donate the collection for preservation, and Dr. Harrell picked up the collection of funeral programs from Eddie Brazil, a staff member.

Dr. Harrell then contacted the Center for Southeast Louisiana Studies regarding the collection. After her consultation with Dr. Samuel, Jr., professor of History at Southeastern Louisiana University, the director of the Center of Southeast Louisiana Studies, he informed her that the Center would be more than willing to take the collection and preserve it. A collection was established in Richardson Funeral Home, Inc. Amite’s name at the center.

The importance of funeral programs and obituaries

Funeral programs contain a wealth of genealogical information. Historians and genealogists are aware of the significance of funeral programs. Among the details collected about the deceased are their date of birth, their date of death, their parents’ names, their occupation, where they attended school, and if they were married, the name of their spouse and children. The maiden name of married women. Certain programs do, however, provide a wealth of historical information.

Black obituaries were rarely published by newspapers. The families of the deceased wanted to create a written tribute for their loved ones. This was the only way they could make the information publicly available and honor their deceased loved one.

More than five decades in the business

For over fifty years, the Richardson Funeral Home has been a family-owned and operated enterprise. In 1959, Thomas Alexander Richardson and Melissa Wheat Richardson, opened their first funeral home in Amite. The couple had ten children, and several of them followed in their father’s footsteps. Harrell discovered that Thomas worked at Gullet’s Cotton Gin in Amite, La., before becoming a business owner. He was also a farmer and worked with the WPA. A person with only a third-grade education worked his way up from picking cotton to owning and operating his own business that operates in two locations in Louisiana 62 years later.

Harrell noted that some of the funeral programs revealed some important historical information that would not have been known without the programs. Numerous programs were presented. One of the programs was for Shirley Cross Temple, who graduated from Tuskegee University and referred to the time she served George Washington Carver.

Another funeral program of Robert Parker who was known for his 1966 song “Barefootin!” He also performed alongside many other New Orleans musicians such as Fat Domino and Irma Thomas. He was also inducted into the Louisiana Music Hall of Fame in 2007. The funeral program of Cain Wall, Sr. was featured in People Magazine “The Last Slaves of Mississippi” and featured on Nightline News.

In other programs, some of the local history and the contributions that the deceased made to Florida Parishes are highlighted. A majority of the black school’s history was destroyed during integration. A number of one-room schools and churches were mentioned. The programs mentioned schools such as the Amite Color School, Ponchatoula Color School, and Harris Color School.

Today’s funeral programs are often illustrated with pictures of the deceased and their families. These programs were distributed to many people who attended the funeral. It is our greatest honor to announce that Richardson Funeral Home in Amite has become the first funeral home in Louisiana to preserve its rich informational programs.

As a result, the East Baton Rouge Library Genealogy and Special Collections Department approached Dr. Harrell to discuss scanning and digitizing the collection for online access. As an added bonus, Dr. Harrell makes many of the programs available on her blogpost “Nurturing Our Roots Blogpost”. In total, Richardson Funeral Home, Inc., has preserved over a thousand funeral programs.

This article first appeared on Blacknews.com

Offering More Capital And Extending A Loan Program Are Among New SBA Reforms To Assist Underserved Entrepreneurs

Offering More Capital And Extending A Loan Program Are Among New SBA Reforms To Assist Underserved Entrepreneurs


Underserved entrepreneurs have a tougher time raising funding than non-diverse owners. The inability to secure capital or not having savvy connections make funding tough.

Vice President Kamala Harris and SBA Administrator Isabella Casillas Guzman have announced reforms to the federal agency’s Community Advantage (CA) Pilot Loan Program that could provide more capital and other resources to underserved business owners. The improvements include extending the program length by two years, ending a new lender moratorium. and lifting loan caps for borrowers, per a news release. Harris and Guzman made the announcement at a White House event at Howard University.

Underserved  entrepreneurs can include small businesses that customarily have faced hurdles in accessing  capital, credit, and other means to grow. They often include firms owned by people of color, women, and led by founders without capital or business resources to start or grow ventures.

The enhancements are made to the U.S. Small Business Administration CA (pilot) program. The agency reports the program is a key Small Business Administration tool for Community Development Financial Institutions (CDFIs), Community Development Companies (CDCs), microlenders, and other lenders that basically provide fair access to capital for low-income borrowers and those from underserved communities.

Guzman commented, “America’s mission-driven lenders have been a critical partner to the SBA in getting much-needed financial relief to underserved businesses throughout the COVID pandemic.”

She added, “Scaling the SBA’s Community Advantage pilot program will help us build on that momentum, create a broader distribution network and better ensure the opportunities of our nation’s accelerating recovery are accessible to more entrepreneurs pursuing their American dreams of starting and growing a successful business.”

Here are some reforms the SBA reports it will make for the pilot program:

– Extend the pilot program to Sept. 30, 2024, which will boost the pool of participating lenders. The program was set to expire September 2022.

– Lift the new lender moratorium for the CA program, allowing more lenders to join the program and enable SBA to reach more more underserved businesses and offer them loans.

– Boost the maximum loan size. The new expanded number of lenders will now be able to provide borrowers through the SBA’s 7(a) government-guaranteed loan program up to $350,000. That is higher than the current level  for those loans up to $250,000.

– Erase restrictions that can keep individuals with criminal backgrounds from accessing the loan program.

– Simplify underwriting and collateral requirements for borrowers and lenders, including raising the  maximum unsecured loan size from $25,000 to $50,000. That is intended to delete barriers that disproportionally impact underserved borrowers.

Review an expanded version of the reforms.

Deshaun Watson May Face Disciplinary Action from the NFL Over Sexual Misconduct Allegations


NFL commissioner Roger Goodell says that though quarterback DeShaun Watson has avoided two separate criminal trials for sexual misconduct, he could still be suspended by the league.

Watson missed the entirety of the 2021-2022 NFL season due to allegations of sexual misconduct from 22 women. Nearly two weeks after a grand jury refused to indict him, a second grand jury also declined to indict the newly signed Cleveland Browns player.

Although he is cleared of the criminal charges, Watson faces 22 civil lawsuits from several accusers. The NFL is still investigating the matter and will likely suspend him based on the information acquired.

According to NFL.com, at the conclusion of the NFL’s annual meeting on Tuesday, Goodell spoke about Watson to the media. The commissioner said there is currently no timeline on the league discipling Watson, who is still be investigated by the NFL’s investigators on whether he violated the league’s personal-conduct policy.

“That determination will be made by a joint disciplinary officer that was established by the NFLPA and the NFL,” Goodell said. “She will make that decision when the facts are all in, and we’ll see. There’s no time frame on that.”

Earlier this month, Watson agreed to waive his no-trade clause with the Houston Texans in order to receive a five-year, fully guaranteed $230 million contract from the Cleveland Browns, a move that was widely criticized by fans and media. The Browns were the only suitor.

“We’ve been very clear with every club, whether the criminal matter gets resolved or not, the personal-conduct policy is something that’s very important to us,” Goodell said. “The personal-conduct policy does not need a criminal violation to be a violation of the personal-conduct policy. They recognize that that’s something we’re going to pursue. We’re going to make sure that we get to the bottom of the facts and make sure how it applies to the personal-conduct policy, that’s where we are at at this point. And when we get to that, a decision will be made on whether there should be any discipline and, if so, what is it.”

Black Men See Will Smith’s Oscars Slap As A ‘Breaking Point’ of Misplaced Anger

Black Men See Will Smith’s Oscars Slap As A ‘Breaking Point’ of Misplaced Anger


As the mixed reactions to Will Smith slapping Chris Rock at the Oscars mount, Black men are speaking up in defense of the Academy Award winner.

The infamous slap came moments before Smith accepted his first Oscar for Best Actor in the King Richard film. Rock had cracked a GI Jane joke in reference to Jada Pinkett-Smith’s hair loss and Smith lost it. Pinkett-Smith has been open about her battle with alopecia.

Comedian Shedrick Garrett doesn’t approve of Smith physically assaulting Rock on live television. But as a Black man, he understands what it feels like to suppress emotions for so long.

“It comes a time when you just get to your breaking point,” Garrett told NBC News.

Mental health experts have cited Smith’s reaction to Rock’s lighthearted joke as a sign of pent-up rage. The Men In Black star has spent nearly two years being the butt of the joke following Jada’s “entanglement” confession with singer August Alsina in 2020.

“They’ve been the subject of memes, people making fun of them on social media, in the news, and so I think he was kind of reacting in that moment,” David Staten, a licensed counselor in South Carolina, said.

“He wasn’t just slapping Chris Rock—I feel like it was a slap at his critics all across the world.”

Donald E. Grant Jr., a clinical psychologist and the executive director of Mindful Training Solutions, believes Smith smacking Rock was a possible response to frustration the actor has been harboring over constant criticism of his marriage.

“Chris Rock was an easy object for him to aggress towards,” Grant said.

“I think his problem is with Jada and the fact that, in many ways, he has become the poster boy and meme for an emasculated man, and I think that’s the challenge that he has to manage and deal with.”

While Smith credited his slap with being his way of “protecting” his wife and family, Grant said the smack was more a reflection of unresolved emotions.

“We try to teach boys who go in and out of schools every day, when somebody makes a joke about their mother, that they can’t physically respond to that,” Grant said.

“Yet, we’re looking at this saying this is protection. I don’t want my son fighting the kid in school because he made a mama joke. That’s not the model we want to set.”

“It happens with millions of men,” he added. “They’re just not at the Oscars to show their misplaced rage.”

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